1214 Forest Dr, Elgin, IL 60123 Property Records

Kane County property record for 1214 Forest Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,582 sqft · built 1963
Lot Size	0.744 acres (32,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Jul 2020)
Tax Bill	$8,984 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-03-126-005`

Property Details

APN / Parcel Number

Primary APN	`06-03-126-005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,582 sqft Living Area
Gross Area	3,164 sqft
1st Floor Area	1,582 sqft
Basement Area	1,582 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick
Lot Area	32,400 sqft (0.744 acres)
Lot Dimensions	270 ft deep x 120 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1214 FOREST DR
City	ELGIN
State	IL
Zip	60123-1334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS 4TH ADDN LOT 188 EXCEPT EAST 10 FT
Legal Subdivision	CENTURY OAKS 4TH ADDN
Legal Block	1
Legal Lot Number	188
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1006
Census Tract	851000

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1214 FOREST DR, ELGIN, IL 60123-1334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Jul 8, 2020	Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2020 · Amount on Record
Deed Sale	Jul 8, 2020 · Amount on Record
Prior Sale	Jun 7, 1999 · Amount on Record
Deed Document Number	202036497
Prior Transfer Date	Feb 10, 2000
Prior Transfer Doc	0000022810
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1214 FOREST DR, ELGIN, IL 60123-1334
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1214 FOREST DR, ELGIN, IL 60123-1334

Mortgage

Document Number	0000041688
Date	Aug 17, 2022
Instrument	2022K041688

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 15, 2032

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jul 8, 2020
Property Address	1214 FOREST DR, ELGIN, IL 60123-1334
Document Number	0000036497
Instrument Date	Jun 25, 2020
Instrument	2020K036497
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1214 FOREST DR, ELGIN, IL 60123-1334

Mortgage

Document Number	0000036498
Date	Jul 8, 2020
Instrument	2020K036498

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,984.00 (+15.88%) Homeowner's exemption
2024		$115,837 (+21.39%) Land $30,069 Building $85,768	$347,650 (+21.44%) Land $90,243 Building $257,407
2022	$7,753.00 (+4.43%) Homeowner's exemption	$95,423 (+6.96%) Land $24,770 Building $70,653	$286,269 (+6.96%) Land $74,310 Building $211,959
2021	$7,424.00 Homeowner's exemption	$89,214 Land $23,158 Building $66,056	$267,642 Land $69,474 Building $198,168

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile.

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