Jessamine County property record for 1222 Elmfork Rd, Nicholasville, KY 40356
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,812 sqft · built 2017 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $73,000 (Jan 2022) |
| Tax Bill | $3,008 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-00-00-028.00 |
| Primary APN | 072-00-00-028.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,812 sqft Living Area |
| Basement Area | 1,224 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Lot Area | 43,560 sqft |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 1222 ELMFORK RD |
|---|---|
| City | NICHOLASVILLE |
| State | KY |
| Zip | 40356-8335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | JESSAMINE KY |
| Township / Civil Division | NICHOLASVILLE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 60300 |
Source: Jessamine County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1222 ELMFORK RD, NICHOLASVILLE, KY 40356-8335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 3, 2022 | Deed, Transfer · Stand-Alone First Mortgage KENTUCKY BANKING CORPORATION |
| Apr 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMERCE NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2022 · Amount on Record |
| Deed Sale | Jan 3, 2022 · Amount on Record |
| Prior Sale | Aug 20, 2016 |
| Deed Document Number | 410666 |
| Deed Book / Page | D838 / 818 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 1222 ELMFORK RD, NICHOLASVILLE, KY 40356-8335 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1222 ELMFORK RD, NICHOLASVILLE, KY 40356-8335 |
| Document Number | 0000553107 |
|---|---|
| Date | Nov 19, 2025 |
| Book Page | M1623/997 |
| Instrument | 553107 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 1222 ELMFORK RD, NICHOLASVILLE, KY 40356-8335 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000401167 |
|---|---|
| Date | May 4, 2021 |
| Book Page | M1458/876 |
| Instrument | 401167 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Jan 3, 2022 |
| Property Address | 1222 ELMFORK RD, NICHOLASVILLE, KY 40356-8335 |
| Document Number | 0000410666 |
| Book / Page | D838 / 818 |
| Map Reference | CAB 6 SL 14A |
| Instrument Date | Dec 30, 2021 |
| Instrument | 410666 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $73.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1222 ELMFORK RD, 1222, NICHOLASVILLE, KY 40356-8335 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1222 ELMFORK RD, NICHOLASVILLE, KY 40356-8335 |
| Document Number | 0000410667 |
|---|---|
| Date | Jan 3, 2022 |
| Instrument | 410667 |
| Name | KENTUCKY BANKING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 1222 ELMFORK RD, NICHOLASVILLE, KY 40356-8335 |
| Document Number | 0000354500 |
| Book / Page | 001287 / 000558 |
| Instrument Date | Apr 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1222 ELMFORK RD NICHOLASVILLE KY 403568335, NICHOLASVILLE, KY 40356-8335 |
| Document Number | 0000354500 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 001287/000558 |
| Instrument | 354500 |
| Name | CITIZENS COMMERCE NAT'L BK |
|---|---|
| Type | Bank |
| Address | NICHOLASVILLE, KY 40356 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 30, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Jessamine County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Jessamine County |
| Unified School District | Jessamine County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,008.00 (+25.18%) | $262,300 (+22%) Land $36,600 Building $225,700 | $262,300 (+22%) Land $36,600 Building $225,700 |
| 2023 | $2,403.00 | $215,000 Land $30,000 Building $185,000 | $215,000 Land $30,000 Building $185,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NICHOLASVILLE WATER DEPARTMENT serves 35,266 people · EPA ID KY0570315 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 200 / 20 |
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