Jessamine County property record for 1278 Elmfork Rd, Nicholasville, KY 40356
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,002 sqft |
| Lot Size | 17.5 acres (764,042 sqft) |
| Owner | Company Name on Record |
| Last Sale | $135,000 (Apr 2024) |
| Tax Bill | $3,039 (2025) |
| Deeds & Mortgages | Feb 2025 Mortgage Jul 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-00-00-032.00 |
| Primary APN | 072-00-00-032.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,002 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Block |
| Lot Area | 764,042 sqft (17.5 acres) |
| Street Address | 1278 ELMFORK RD |
|---|---|
| City | NICHOLASVILLE |
| State | KY |
| Zip | 40356-8335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEE NOTE |
| Jurisdiction | JESSAMINE KY |
| Township / Civil Division | NICHOLASVILLE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 60300 |
Source: Jessamine County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1278 ELMFORK RD, NICHOLASVILLE, KY 40356-8335 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 25, 2025 | Deed of Trust, Mortgage · FHA Mortgage STOCKTON MORTGAGE CORP |
| Jul 30, 2025 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Apr 16, 2024 | Deed, Transfer LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2024 · Amount on Record |
| Deed Sale | Apr 16, 2024 · Amount on Record |
| Deed Document Number | 491377 |
| Deed Book / Page | D871 / 429 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 1278 ELMFORK RD, NICHOLASVILLE, KY 40356-8335 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|---|
| Address | 276 VERBENA DR, CORBIN, KY 40701-5165 |
| Document Number | 0000529164 |
|---|---|
| Date | Feb 25, 2025 |
| Book Page | M1597/92 |
| Instrument | 529164 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 88 C MICHAEL DAVENPORT BLVD, FRANKFORT, KY 40601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 1278 ELMFORK RD, NICHOLASVILLE, KY 40356-8335 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1278 ELMFORK RD, NICHOLASVILLE, KY 40356-8335 |
| Document Number | 0000542174 |
|---|---|
| Date | Jul 30, 2025 |
| Book Page | M1612/257 |
| Instrument | 542174 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | 55 BEATTIE PL STE 110, GREENVILLE, SC 29601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Mar 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Apr 16, 2024 |
| Property Address | 1278 ELMFORK RD, NICHOLASVILLE, KY 40356-8335 |
| Document Number | 0000491377 |
| Book / Page | D871 / 429 |
| Instrument Date | Mar 27, 2024 |
| Instrument | 491377 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSING |
| Amount | Amount Recorded |
|---|---|
| Tax | $135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1420 ELMFORK RD, NICHOLASVILLE, KY 40356-9675 |
| Name | Verified Name |
|---|---|
| Address | 1672 BRUMFIELD LN, NICHOLASVILLE, KY 40356-8612 |
| Mail Care Of | BNS GROUP LLC |
Source: Jessamine County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Jessamine County |
| Unified School District | Jessamine County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,039.00 | $265,000 (+724.8%) Land $50,000 Building $215,000 | $265,000 (+66.67%) Land $50,000 Building $215,000 |
| 2023 | Homeowner's exemption | $32,129 Land $7,129 Building $25,000 | $159,000 Land $134,000 Building $25,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JESSAMINE S ELKHORN WATER DIST serves 8,826 people · EPA ID KY0570249 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 200 / 20 |
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