1190 Elmfork Rd, Nicholasville, KY 40356 Property Records

Jessamine County property record for 1190 Elmfork Rd, Nicholasville, KY 40356

Property Summary

Property TypeRural Home
Details2 bd · 2 ba · 1,923 sqft · built 2015
Lot Size14.1 acres (618,116 sqft)
Owner2 Individual Names on Record
Last Sale$70,000 (Jul 2014)
Tax Bill$3,856 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN072-00-00-007.04

Property Details

APN / Parcel Number

Primary APN072-00-00-007.04

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,923 sqft Living Area
Basement Area1,923 sqft

Exterior

Year BuiltBuilt 2015
Exterior MaterialBrick/Stone
Foundation TypeBlock
Lot Area618,116 sqft (14.1 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Street Address1190 ELMFORK RD
CityNICHOLASVILLE
StateKY
Zip40356-8334
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionTR 4
Legal SubdivisionNANCY STACY BREINER ESTATE 4
Legal Tract4
JurisdictionJESSAMINE KY
Township / Civil DivisionNICHOLASVILLE
Census Block Group2
Census Block2012
Census Tract60300

Owner

Source: Jessamine County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1190 ELMFORK RD, NICHOLASVILLE, KY 40356-8334
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2014 · Amount on Record
Deed SaleJul 28, 2014 · Amount on Record
Deed Document Number319876
Deed Book / PageD713 / 385
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJESSAMINE KY
Property Address1190 ELMFORK RD, NICHOLASVILLE, KY 40356-8334
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000388563
DateJun 3, 2020
Book PageM1403/851
Instrument388563
Lender
NameCOMMUNITY TRUST BANK INC
TypeBank
AddressPIKEVILLE, KY 41502
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2035

Tax Assessment & Valuation

Source: Jessamine County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyJessamine County
Unified School DistrictJessamine County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,856.00 (+2.61%)$336,200 (+0.01%) Land $6,200 Building $330,000$420,000 (-) Land $90,000 Building $330,000
2023$3,758.00$336,159 Land $6,159 Building $330,000$420,000 Land $90,000 Building $330,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJESSAMINE S ELKHORN WATER DIST
serves 8,826 people · EPA ID KY0570249
Water SourcePurchased surface water from several systems
Last State InspectionAug 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2023
Haloacetic acids
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Windstream
DSL
200 / 20

Nearby Properties on Elmfork Rd

Nearby Streets

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