1222 Bellow Falls Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 1222 Bellow Falls Dr, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,516 sqft · built 1995
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Tax Bill$3,813 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNA963000184

Property Details

APN / Parcel Number

Primary APNA963000184
Alternative APN
  • 3-157C-7285-00-0092.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,516 sqft Living Area
Gross Area3,276 sqft
1st Floor Area1,466 sqft
Basement Area1,400 sqft
Finished Basement1,050 sqft
Unfinished Basement350 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Garage Area410 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area400 sqft
Deck AreaDeck Area
Patio Area500 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA963000184
Street Address1222 BELLOW FALLS DR
CityO FALLON
StateMO
Zip63368-8615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONTICELLO MANOR LOT 92
Legal SubdivisionMONTICELLO MANOR
Legal Lot Number92
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group1
Census Block1007
Census Tract311124

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1222 BELLOW FALLS DR, O FALLON, MO 63368-8615
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1222 BELLOW FALLS DR, O FALLON, MO 63368-8615
Document Number0000077949
Instrument DateOct 8, 2020
Transaction TypeMortgage
Record UpdatedJan 20, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1222 BELLOW FALLS DR O FALLON MO 633688615, O FALLON, MO 63368-8615

Mortgage

Document Number0000077949
DateOct 15, 2020
Instrument77949
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
AmountAmount Recorded
Term180 Months
DueOct 14, 2035

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$59,733 (-)$314,384 (-) Land $65,800 Building $248,584
2025$3,813.00$59,733 (+4.88%)$314,384 (+4.88%) Land $65,800 Building $248,584
2023$56,954
2022$299,757 Land $50,000 Building $249,757

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Also Mapped HereMO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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