1207 Bellow Falls Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 1207 Bellow Falls Dr, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,582 sqft · built 1995
Lot Size0.189 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$270,000 (Sep 2019)
Tax Bill$3,834 (2025)
Deeds & MortgagesNov 2020 Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNA963000130

Property Details

APN / Parcel Number

Primary APNA963000130
Alternative APN
  • 3-157C-7285-00-0038.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,582 sqft Living Area
1st Floor Area1,582 sqft
Basement Area1,492 sqft
Finished Basement480 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area8,276 sqft (0.189 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area68 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account NumberA963000130
Old Parcel NumberA963000130
Street Address1207 BELLOW FALLS DR
CityO FALLON
StateMO
Zip63368-8616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONTICELLO MANOR LOT 38
Legal Range03E
Legal Township46N
Legal SubdivisionMONTICELLO MANOR
Legal Lot Number38
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group1
Census Block1019
Census Tract311124

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1207 BELLOW FALLS DR, O FALLON, MO 63368-8616
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2020Deed of Trust, Mortgage
ENDEAVOR CAP
Sep 27, 2019Warranty Deed, Transfer · FHA Mortgage
ENDEAVOR CAP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2019 · Amount on Record
Deed SaleSep 27, 2019 · Amount on Record
Deed Document Number0007151292
Deed Book / Page7151 / 292
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1207 BELLOW FALLS DR, O FALLON, MO 63368-8616
Document Number0000089991
Instrument DateNov 12, 2020
Transaction TypeMortgage
Record UpdatedMar 1, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address1207 BELLOW FALLS DR O FALLON MO 633688616, O FALLON, MO 63368-8616

Mortgage

Document Number0000089991
DateNov 19, 2020
Instrument89991
Lender
NameENDEAVOR CAP
TypeFunding / Finance Company
AddressCHESTERFIELD, MO 63017
Agreement
AmountAmount Recorded
Term360 Months
DueNov 18, 2050

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateSep 27, 2019
Property Address1207 BELLOW FALLS DR, O FALLON, MO 63368-8616
Document Number0071510292
Book / Page007151 / 000292
Instrument DateSep 26, 2019
Instrument533960
Transaction TypeTransfer
Record UpdatedOct 30, 2019
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 GRAELER DR ST LOUIS MO 631464939, ST LOUIS, MO 63146-4939

Mortgage

Document Number71510294
DateSep 27, 2019
Book Page007151/000294
Instrument533970
Lender
NameENDEAVOR CAP
TypeFunding / Finance Company
AddressCHESTERFIELD, MO 63017
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 26, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,834.00$60,078 (+4.61%)$316,202 (+4.61%) Land $65,800 Building $250,402
2023$57,432
2022$302,276 Land $50,000 Building $252,276

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Also Mapped HereMO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Bellow Falls Dr

Nearby Streets

Search Property Records by Address or Parcel Number