St. Charles County property record for 1192 Bellow Falls Dr, O Fallon, MO 63368 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,623 sqft · built 1995 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $316,500 (May 2023) |
| Tax Bill | $4,123 (2025) |
| Deeds & Mortgages | May 2024 Sale May 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A963000181 |
| Primary APN | A963000181 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,623 sqft Living Area |
| Gross Area | 3,552 sqft |
| 1st Floor Area | 1,623 sqft |
| Basement Area | 1,549 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 165 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A963000181 |
|---|---|
| Street Address | 1192 BELLOW FALLS DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-8621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONTICELLO MANOR LOT 89 |
| Legal Subdivision | MONTICELLO MANOR |
| Legal Lot Number | 89 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 311124 |
Source: St. Charles County records · APN A963000181
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1192 BELLOW FALLS DR, O FALLON, MO 63368-8621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2024 | Beneficiary Deed, Transfer |
| May 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Feb 10, 2023 | Beneficiary Deed, Transfer |
| Jan 11, 2021 | Deed of Trust, Mortgage BANK OF SPRINGFIELD |
| Oct 27, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 10, 2023 · Amount on Record |
| Deed Sale | May 10, 2023 · Amount on Record |
| Prior Sale | Oct 27, 2020 |
| Deed Document Number | 202317814 |
| Last Transfer Date | May 15, 2024 |
| Transfer Doc | 0000018775 |
| Record Updated | Sep 20, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 15, 2024 |
| Property Address | 1192 BELLOW FALLS DR, O FALLON, MO 63368-8621 |
| Document Number | 0000018775 |
| Map Reference | MB 32 PG 257 |
| Instrument Date | May 15, 2024 |
| Instrument | 2024R-018775 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1192 BELLOW FALLS DR, O FALLON, MO 63368-8621 |
| Name | Verified Name |
|---|---|
| Address | 1192 BELLOW FALLS DR, O FALLON, MO 63368-8621 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 10, 2023 |
| Property Address | 1192 BELLOW FALLS DR, O FALLON, MO 63368-8621 |
| Document Number | 0000017814 |
| Map Reference | MB 32 PG 257 |
| Instrument Date | May 03, 2023 |
| Instrument | 2023R-017814 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | USTC, UST |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1192 BELLOW FALLS DR, O FALLON, MO 63368-8621 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1192 BELLOW FALLS DR, O FALLON, MO 63368-8621 |
| Document Number | 0000017815 |
|---|---|
| Date | May 10, 2023 |
| Instrument | 2023R-017815 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 10, 2023 |
| Property Address | 1192 BELLOW FALLS DR, O FALLON, MO 63368-8621 |
| Document Number | 0000005171 |
| Map Reference | MB 32 PG 257 |
| Instrument Date | Feb 08, 2023 |
| Instrument | 2023R-005171 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 900 SUGAR PEAR ST, SAINT CHARLES, MO 63301-4432 |
| Name | Verified Name |
|---|---|
| Address | 900 SUGAR PEAR ST, SAINT CHARLES, MO 63301-4432 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1192 BELLOW FALLS DR, O FALLON, MO 63368-8621 |
| Document Number | 0000005206 |
| Instrument Date | Jan 11, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1192 BELLOW FALLS DR O FALLON MO 633688621, O FALLON, MO 63368-8621 |
| Document Number | 0000005206 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 5206 |
| Name | BANK OF SPRINGFIELD |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62703 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 18, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 27, 2020 |
| Property Address | 1192 BELLOW FALLS DR, O FALLON, MO 63368-8621 |
| Document Number | 0000082158 |
| Instrument Date | Oct 21, 2020 |
| Instrument | 82158 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1192 BELLOW FALLS DR O FALLON MO 633688621, O FALLON, MO 63368-8621 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $64,655 (-) | $340,291 (-) Building $340,291 | |
| 2025 | $4,123.00 (+28.32%) | $64,655 (+10.88%) | $340,291 (+10.88%) |
| 2023 | $58,311 (+26.06%) | ||
| 2022 | $3,213.00 | $46,255 | $306,899 (+26.06%) Land $50,000 Building $256,899 |
| 2021 | $243,447 Land $40,000 Building $203,447 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111241, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2013, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 137 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Wisper ISP, WH i3B Bidco LLC/WH i3B Topco. Availability varies by address; speeds are provider-advertised maximums, not measured.
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