12217 Sunset Ter, Clive, IA 50325 Property Records

Polk County property record for 12217 Sunset Ter, Clive, IA 50325

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,718 sqft · built 1994
Lot Size	0.227 acres (9,888 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,000 (Oct 2015)
Tax Bill	$5,208 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`291/00806-467-000`

Property Details

APN / Parcel Number

Primary APN	`291/00806-467-000`
Alternative APN	`792532329029`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,718 sqft Living Area
Gross Area	3,071 sqft
1st Floor Area	913 sqft
Upper Floors Area	805 sqft
Basement Area	913 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Hardboard
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,888 sqft (0.227 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	12217 SUNSET TER
City	CLIVE
State	IA
Zip	50325-8114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 WELLINGTON RIDGE PLAT 2
Legal Subdivision	WELLINGTON RIDGE PLAT 2
Legal Lot Number	7
Jurisdiction	POLK IA
Township / Civil Division	WALNUT
Census Block Group	3
Census Block	3005
Census Tract	11203

Owner

Source: Polk County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12217 SUNSET TER, CLIVE, IA 50325-8114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 1, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 9, 2017	Quit Claim Deed, Transfer Quitclaim
Sep 5, 2017	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2015 · Amount on Record
Deed Sale	Oct 8, 2015 · Amount on Record
Prior Sale	Sep 19, 1997 · Amount on Record
Deed Document Number	2015144051
Deed Book / Page	15763 / 796
Last Transfer Date	Oct 6, 2017
Transfer Doc	0000030215
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	12217 SUNSET TER, CLIVE, IA 50325-8114
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12217 SUNSET TER, CLIVE, IA 50325-8114

Mortgage

Document Number	0000000428
Date	Jan 4, 2023
Book Page	19367/279
Instrument	2023-00000428

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Jul 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	12217 SUNSET TER, CLIVE, IA 50325-8114
Document Number	0000018915
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12217 SUNSET TER CLIVE IA 503258114, CLIVE, IA 50325-8114

Mortgage

Document Number	0000018915
Date	Aug 29, 2019
Book Page	017471/000801
Instrument	18915

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2049

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Oct 9, 2017
Property Address	12217 SUNSET TER, CLIVE, IA 50325-8114
Document Number	0000030215
Book / Page	016677 / 000865
Instrument Date	Oct 6, 2017
Instrument	30215
Transaction Type	Transfer
Record Updated	Oct 23, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12217 SUNSET TER CLIVE IA 503258114, CLIVE, IA 50325-8114

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Sep 5, 2017
Property Address	12217 SUNSET TER, CLIVE, IA 50325-8114
Document Number	0000019650
Book / Page	16633 / 0134
Instrument Date	Aug 24, 2017
Instrument	2017-00019650
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12217 SUNSET TER, CLIVE, IA 50325-8114

Mortgage

Document Number	0000019652
Date	Sep 5, 2017
Book Page	16633/0138
Instrument	2017-00019652

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Clive City
County	Polk County
Unified School District	West Des Moines Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,208.00 (+2.12%)	$357,300 (+6.94%) Land $79,800 Building $277,500	$357,300 (+6.94%) Land $79,800 Building $277,500
2024	$5,100.00 (+10.1%)
2023		$334,100 Land $73,700 Building $260,400	$334,100 Land $73,700 Building $260,400
2020	$4,632.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLIVE WATER DEPARTMENT serves 20,277 people · EPA ID IA7720051
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	Jun 2024
Also Mapped Here	DES MOINES WATER WORKS
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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