12201 Sunset Ter, Clive, IA 50325 Property Records

Polk County property record for 12201 Sunset Ter, Clive, IA 50325

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,331 sqft · built 1995
Lot Size	0.346 acres (15,115 sqft)
Owner	2 Individual Names on File
Last Sale	$197,710 (Jun 1995)
Tax Bill	$6,086 (2024)
Deeds & Mortgages	Apr 2022 Line of Credit Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7925-32-329-039`

Property Details

APN / Parcel Number

Primary APN	`7925-32-329-039`
Alternative APN	`291/00806-465-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,331 sqft Living Area
Gross Area	4,224 sqft
1st Floor Area	1,212 sqft
Upper Floors Area	1,119 sqft
Basement Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Colonial
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,115 sqft (0.346 acres)
Garage Type	Attached
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	12201 SUNSET TER
City	CLIVE
State	IA
Zip	50325-8114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 WELLINGTON RIDGE PLAT 2
Legal Subdivision	WELLINGTON RIDGE PLAT 2
Legal Lot Number	5
Jurisdiction	POLK IA
Township / Civil Division	WALNUT
Census Block Group	3
Census Block	3005
Census Tract	11203

Owner

12201 Sunset Ter is owned and occupied by two individuals who bought it in June 1995.

Source: Polk County records, as of October 15, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	12201 SUNSET TER, CLIVE, IA 50325-8114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Mar 1, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Jul 9, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CTR
Jun 12, 2019	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 1995 · Amount on File
Deed Sale	Jun 26, 1995 · Amount on File
Deed Document Number	0007226136
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	12201 SUNSET TER, CLIVE, IA 50325-8114
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026008
Date	Apr 4, 2022
Book Page	19049/936
Instrument	2022-00026008

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	JOHNSTON, IA 50131

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Mar 13, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	12201 SUNSET TER, CLIVE, IA 50325-8114
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016076
Date	Mar 1, 2022
Book Page	19004/338
Instrument	2022-00016076

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	JOHNSTON, IA 50131

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 13, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	12201 SUNSET TER, CLIVE, IA 50325-8114
Document Number	0000011402
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12201 SUNSET TER CLIVE IA 503258114, CLIVE, IA 50325-8114

Mortgage

Document Number	0000011402
Date	Jul 30, 2020
Book Page	017976/000615
Instrument	11402

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	12201 SUNSET TER, CLIVE, IA 50325-8114
Document Number	0000092961
Instrument Date	Jun 12, 2019
Transaction Type	Mortgage
Record Updated	Jul 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12201 SUNSET TER CLIVE IA 503258114, CLIVE, IA 50325-8114

Mortgage

Document Number	0000092961
Date	Jun 25, 2019
Book Page	017379/000508
Instrument	92961

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Clive City
County	Polk County
Unified School District	West Des Moines Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$452,700 Land $93,900 Building $358,800	$452,700 Land $93,900 Building $358,800
2024	$6,086.00
2023		$422,800 Land $86,800 Building $336,000	$422,800 Land $86,800 Building $336,000
2020	$5,652.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12201 Sunset Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12201 Sunset Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLIVE WATER DEPARTMENT serves 20,277 people · EPA ID IA7720051
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	Jun 2024
Also Mapped Here	DES MOINES WATER WORKS
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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