12232 Sunset Ter, Clive, IA 50325 Property Records

Polk County property record for 12232 Sunset Ter, Clive, IA 50325

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,965 sqft · built 1995
Lot Size	0.184 acres (8,058 sqft)
Owner	2 Owner Names on Record
Last Sale	$256,500 (May 2008)
Tax Bill	$5,336 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7925-32-331-007`

Property Details

APN / Parcel Number

Primary APN	`7925-32-331-007`
Alternative APN	`291/00806-491-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,965 sqft Living Area
Gross Area	3,469 sqft
1st Floor Area	1,093 sqft
Upper Floors Area	872 sqft
Basement Area	1,042 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,058 sqft (0.184 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	64 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	12232 SUNSET TER
City	CLIVE
State	IA
Zip	50325-8121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 WELLINGTON RIDGE PLAT 2
Legal Subdivision	WELLINGTON RIDGE PLAT 2
Legal Lot Number	31
Jurisdiction	POLK IA
Township / Civil Division	WALNUT
Census Block Group	3
Census Block	3006
Census Tract	11203

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	12232 SUNSET TER, CLIVE, IA 50325-8121
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2008 · Amount on Record
Deed Sale	May 2, 2008 · Amount on Record
Prior Sale	May 25, 2004 · Amount on Record
Deed Document Number	2008-00082694
Deed Book / Page	12639 / 0607
Record Updated	Jun 7, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	12232 SUNSET TER, CLIVE, IA 50325-8121
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040244
Date	Oct 9, 2020
Book Page	18117/506
Instrument	2020-00040244

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	12232 SUNSET TER, CLIVE, IA 50325-8121
Document Number	0000061527
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12232 SUNSET TER CLIVE IA 503258121, CLIVE, IA 50325-8121

Mortgage

Document Number	0000061527
Date	Feb 6, 2018
Book Page	016811/000365
Instrument	61527

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Clive City
County	Polk County
Unified School District	West Des Moines Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$376,900 (+6.89%) Land $72,800 Building $304,100	$376,900 (+6.89%) Land $72,800 Building $304,100
2024	$5,336.00 (+12.62%)
2023		$352,600 Land $67,200 Building $285,400	$352,600 Land $67,200 Building $285,400
2020	$4,738.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLIVE WATER DEPARTMENT serves 20,277 people · EPA ID IA7720051
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	Jun 2024
Also Mapped Here	DES MOINES WATER WORKS
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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