1221 Cross Creek Dr E, Hernando, MS 38632 Property Records

DeSoto County property record for 1221 Cross Creek Dr E, Hernando, MS 38632 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,069 sqft · built 2013
Lot Size	0.233 acres (10,177 sqft)
Owner	Individual Name on File
Tax Bill	$2,139 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-1-12-09-0-00086-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-1-12-09-0-00086-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	2,069 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	10,177 sqft (0.233 acres)
Lot Dimensions	165 ft deep x 45 ft wide
Patio Area	36 sqft

Location & Zoning

Street Address	1221 CROSS CREEK DR E
City	HERNANDO
State	MS
Zip	38632-1152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROSS CREEK S-D SEC C LOT 86
Legal Range	08
Legal Township	03
Legal Section	12
Legal Subdivision	CROSS CREEK S-D
Legal Lot Number	86
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2000
Census Tract	71121

Owner

Source: DeSoto County records · APN 3-08-1-12-09-0-00086-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1221 CROSS CREEK DR E, HERNANDO, MS 38632-1152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 09, 2019	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 27, 2019	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 16, 2024	Warranty Deed, Transfer
Jan 09, 2019	Warranty Deed, Transfer EXECUTIVE TITLE
Jan 09, 2019	Warranty Deed, Transfer EXECUTIVE TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 16, 2024
Deed Sale	Apr 16, 2024
Prior Sale	Jan 09, 2019
Deed Document Number	0010246485
Deed Book / Page	1024 / 6485
Record Updated	Jun 08, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1221 CROSS CREEK DR E, HERNANDO, MS 38632-1152
Transaction Type	Mortgage
Record Updated	May 01, 2024
Title Company	EXECUTIVE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004663/444
Date	Jan 09, 2019
Book Page	4663/444

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1221 CROSS CREEK DR E, HERNANDO, MS 38632-1152
Transaction Type	Mortgage
Record Updated	May 01, 2024
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004861/330
Date	Dec 27, 2019
Book Page	4861/330

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 16, 2024
Property Address	1221 CROSS CREEK DR E, HERNANDO, MS 38632-1152
Document Number	01024/6485
Book / Page	1024 / 6485
Map Reference	MB 64 PG 6
Instrument Date	Dec 22, 2023
Transaction Type	Transfer
Record Updated	May 01, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1221 CROSS CREEK DR E, HERNANDO, MS 38632-1152

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1221 CROSS CREEK DR E, HERNANDO, MS 38632-1152

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 09, 2019
Property Address	1221 CROSS CREEK DR E, HERNANDO, MS 38632-1152
Document Number	000877/237
Book / Page	0877 / 237
Map Reference	MB 64 PG 6
Instrument Date	Dec 03, 2018
Transaction Type	Transfer
Record Updated	May 01, 2024
Title Company	EXECUTIVE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16260 N 71ST ST, SCOTTSDALE, AZ 85254-1591

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 CROSS CREEK DR E, HERNANDO, MS 38632-1152

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 09, 2019
Property Address	1221 CROSS CREEK DR E, HERNANDO, MS 38632-1152
Document Number	000877/235
Book / Page	0877 / 235
Map Reference	MB 64 PG 6
Instrument Date	Nov 20, 2018
Transaction Type	Transfer
Record Updated	May 01, 2024
Title Company	EXECUTIVE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1221 CROSS CREEK DR E, HERNANDO, MS 38632-1152

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16260 N 71ST ST, SCOTTSDALE, AZ 85254-1591

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,139.00 (+17.27%)	$20,939 (+36.75%) Land $3,000 Building $17,939	$209,388 (+36.75%) Land $30,000 Building $179,388
2023	$1,824.00	$15,312	$153,117 Land $30,000 Building $123,117

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

1221 Cross Creek Dr E, Hernando, MS 38632 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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