1197 Cross Creek Dr E, Hernando, MS 38632 Property Records

DeSoto County property record for 1197 Cross Creek Dr E, Hernando, MS 38632 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Year Built	Built 1999
Square Footage	2,262 sqft Adjusted Area
Lot Size	11,050 sqft (0.254 acres)
Occupancy	Owner Occupied
Last Sale	$435,907 (2024)
Tax Bill	$2,294.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3-08-1-12-09-0-00088-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	2,262 sqft Adjusted Area
1st Floor	1,860 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer Exterior
Construction Type	Brick Construction
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	11,050 sqft (0.254 acres)
Depth X Width	180 ft x 91 ft Depth x Width
Deck Area	346 sqft Deck
Patio Area	226 sqft Patio

Location & Zoning

Street Address	1197 CROSS CREEK DR E
City	HERNANDO
State	MS
Zip	38632-1167
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CROSS CREEK S-D SEC C LOT 88
Legal Range	008
Legal Township	03S
Legal Section	12
Legal Subdivision	CROSS CREEK S-D
Legal Lot Number	88
Jurisdiction	DESOTO MS
Minor Civil Division	5
Census Blockgroup	2
Census Block	2000
Census Tract	71121

Owner

Source: DeSoto County records · APN 3-08-1-12-09-0-00088-00

Assessment roll updated December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1197 CROSS CREEK DR E, HERNANDO, MS 38632-1167
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Deed of Trust, Mortgage · Commercial Mortgage THE BANK OF FAYETTE COUNTY
Dec 28, 2020	Intrafamily Transfer, Transfer
Jan 09, 2018	Deed, Transfer REALITY TITLE, REALTY TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 16, 2024 · Amount on Record
Deed Sale	Apr 16, 2024 · Amount on Record
Prior Sale	Jan 09, 2018
Deed Book / Page	1024 / 6517
Prior Transfer Date	Dec 21, 2020
Prior Transfer Doc	000943/186
Record Refreshed	Jun 08, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1197 CROSS CREEK DR E, HERNANDO, MS 38632-1167
Transaction Type	Mortgage
Record Updated	Apr 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1197 CROSS CREEK DR E, HERNANDO, MS 38632-1167

Mortgage

Document Number	5661/25588
Date	Mar 25, 2024
Book Page	5661/25588

Lender

Name	THE BANK OF FAYETTE COUNTY
Type	Bank
Address	COLLIERVILLE, TN 38017

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 13, 2025

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Dec 28, 2020
Property Address	1197 CROSS CREEK DR E, HERNANDO, MS 38632-1167
Document Number	000943/186
Book / Page	943 / 186
Map Reference	MB 64 PG 6
Instrument Date	Dec 21, 2020
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1197 CROSS CREEK DR E, HERNANDO, MS 38632-1167

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 09, 2018
Property Address	1197 CROSS CREEK DR E, HERNANDO, MS 38632-1167
Document Number	000845/363
Book / Page	845 / 363
Map Reference	PB 64 PG 6
Instrument Date	Dec 28, 2017
Instrument	W00845-00363
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	REALITY TITLE, REALTY TITLE

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 TENNESSEE ST APT 321, 505, MEMPHIS, TN 38103-4480

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	1197 CROSS CREEK DR E, HERNANDO, MS 38632-1167

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,294.00 (+164.59%)	$19,698 (+43.2%) Land $3,000 Building $16,698	$196,981 (+43.2%) Land $30,000 Building $166,981
2023	$867.00	$13,756	$137,558 Land $30,000 Building $107,558

1197 Cross Creek Dr E, Hernando, MS 38632 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2020: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2018: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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