DeSoto County property record for 1257 Cross Creek Dr E, Hernando, MS 38632 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,013 sqft · built 2000 |
| Lot Size | 0.301 acres (13,141 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,829 (2025) |
| Deeds & Mortgages | Jul 2019 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-1-12-09-0-00083-00 |
| Primary APN | 3-08-1-12-09-0-00083-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,013 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 13,141 sqft (0.301 acres) |
| Lot Dimensions | 159 ft deep x 144 ft wide |
| Patio Area | 168 sqft |
| Street Address | 1257 CROSS CREEK DR E |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CROSS CREEK S-D SEC C LOT 83 |
| Legal Range | 08 |
| Legal Township | 03 |
| Legal Section | 12 |
| Legal Subdivision | CROSS CREEK S-D |
| Legal Lot Number | 83 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 71121 |
Source: DeSoto County records · APN 3-08-1-12-09-0-00083-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1257 CROSS CREEK DR E, HERNANDO, MS 38632-1152 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2019 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK |
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Jun 16, 2021 | Warranty Deed, Transfer · USDA Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 16, 2021 |
| Deed Sale | Jun 16, 2021 |
| Deed Document Number | 0000961389 |
| Deed Book / Page | 961 / 389 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1257 CROSS CREEK DR E, HERNANDO, MS 38632-1152 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004761/619 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | 4761/619 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jun 20, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1257 CROSS CREEK DR E, HERNANDO, MS 38632-1152 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 005021/301 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 5021/301 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 39252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jun 16, 2021 |
| Property Address | 1257 CROSS CREEK DR E, HERNANDO, MS 38632-1152 |
| Document Number | 000961/389 |
| Book / Page | 961 / 389 |
| Map Reference | MB 64 PG 6 |
| Instrument Date | Jun 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | PREFERRED TITLE, PREFERRED TITLE & ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7925 LOVE RD, 7925, HERNANDO, MS 38632 |
| Name | Verified Name |
|---|---|
| Address | 1257 CROSS CREEK DR E, HERNANDO, MS 38632-1152 |
| Document Number | 0005267340 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 5267/340 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,829.00 (-3.07%) | $18,281 (+34.36%) Land $3,000 Building $15,281 | $182,812 (+34.36%) Land $30,000 Building $152,812 |
| 2023 | $1,887.00 | $13,606 | $136,060 Land $30,000 Building $106,060 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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