1221 Commerce Ave, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 1221 Commerce Ave, Chesapeake, VA 23324

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,224 sqft · built 1910
Lot Size0.068 acres (2,962 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Dec 2021)
Tax Bill$2,366 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Jul 2017 Sale
APN1280000003820

Property Details

APN / Parcel Number

Primary APN1280000003820

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,224 sqft Living Area
1st Floor Area756 sqft
Upper Floors Area468 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area2,962 sqft (0.068 acres)
Lot Dimensions120 ft deep x 25 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area112 sqft
Shed1 Shed
Shed Area204 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1221 COMMERCE AVE
CityCHESAPEAKE
StateVA
Zip23324-3307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSFA1: SIN
Legal Description130 HOYE
Legal SubdivisionHOYE
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2005
Census Tract20200

Owner

Source: Chesapeake City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1221 COMMERCE AVE, CHESAPEAKE, VA 23324-3307
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2021Warranty Deed, Subdivision Related Transfer · VA Mortgage
VETERANS UNITED HOME LOANS
Jul 19, 2017Special Warranty Deed, Transfer
TRUE CONCEPT TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2021 · Amount on Record
Deed SaleDec 27, 2021 · Amount on Record
Prior SaleJul 19, 2017 · Amount on Record
Deed Document Number202156877
Deed Book / Page10500 / 521
Prior Transfer DateMay 27, 2016
Prior Transfer Doc09667/1245
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateDec 27, 2021
Property Address1221 COMMERCE AVE, CHESAPEAKE, VA 23324-3307
Document Number010500/521
Book / Page10500 / 521
Instrument DateDec 21, 2021
Instrument210056877
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 6, 2022
Title CompanyTITLE QUEST/HAMPTON ROADS, TITLE QUEST OF HAMPTON ROADS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1221 COMMERCE AVE, CHESAPEAKE, VA 23324-3307

Mortgage

Document Number0210056878
DateDec 27, 2021
Instrument210056878
Lender
NameVETERANS UNITED HOME LOANS
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJul 19, 2017
Property Address1221 COMMERCE AVE, CHESAPEAKE, VA 23324-3307
Document Number09811/1123
Book / Page9811 / 1123
Instrument DateJul 11, 2017
Instrument170019499
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanyTRUE CONCEPT TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2816 KIMBALL TER, NORFOLK, VA 23504-4509

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$245,900 (+4.95%) Land $80,000 Building $165,900$245,900 (+4.95%) Land $80,000 Building $165,900
2025$2,366.00 (+81.58%)$234,300 (+13.79%) Land $75,000 Building $159,300$234,300 (+13.79%) Land $75,000 Building $159,300
2023$205,900 (+12.33%) Land $65,000 Building $140,900$205,900 (+12.33%) Land $65,000 Building $140,900
2022$183,300 Land $50,000 Building $133,300$183,300 Land $50,000 Building $133,300
2019$1,303.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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