Chesapeake City property record for 1218 Commerce Ave, Chesapeake, VA 23324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,760 sqft · built 2023 |
| Lot Size | 0.063 acres (2,744 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $319,000 (Jun 2023) |
| Tax Bill | $3,106 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Jun 2023 Sale & Mortgage + 1 more |
| APN | 1280000002010 |
| Primary APN | 1280000002010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,760 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,744 sqft (0.063 acres) |
| Porch | Open Porch |
| Porch Area | 77 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1218 COMMERCE AVE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23324-3308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSFA1: SIN |
| Legal Description | 47 HOYE |
| Legal Subdivision | HOYE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20200 |
1218 Commerce Ave is owned and occupied by two individuals who bought it in June 2023.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1218 COMMERCE AVE, CHESAPEAKE, VA 23324-3308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2023 | Deed of Trust, Mortgage · Line of Credit WCP FUND I LLC |
| Jun 6, 2023 | Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Sep 27, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2023 · Amount on File |
| Deed Sale | Jun 6, 2023 · Amount on File |
| Prior Sale | Sep 27, 2021 · Amount on File |
| Deed Document Number | 202311697 |
| Deed Book / Page | 10668 / 216 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1218 COMMERCE AVE, CHESAPEAKE, VA 23324-3308 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 010629/881 |
|---|---|
| Date | Jan 4, 2023 |
| Book Page | 10629/881 |
| Instrument | 230000173 |
| Name | WCP FUND I LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 6, 2023 |
| Property Address | 1218 COMMERCE AVE, CHESAPEAKE, VA 23324-3308 |
| Document Number | 010668/216 |
| Book / Page | 10668 / 216 |
| Instrument Date | May 31, 2023 |
| Instrument | 230011697 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | AMERICAN HOME TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1218 COMMERCE AVE, CHESAPEAKE, VA 23324-3308 |
| Investor | Possibly a Property Investor |
| Document Number | 0230011698 |
|---|---|
| Date | Jun 6, 2023 |
| Instrument | 230011698 |
| Name | CALIBER HOME LOANS INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Number | 010668/234 |
|---|---|
| Date | Jun 6, 2023 |
| Book Page | 10668/234 |
| Instrument | 230011699 |
| Name | CALIBER HOME LOANS INC |
|---|
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 27, 2021 |
| Property Address | 1218 COMMERCE AVE, CHESAPEAKE, VA 23324-3308 |
| Document Number | 10452/1673 |
| Book / Page | 10452 / 1673 |
| Instrument Date | Sep 22, 2021 |
| Instrument | 210044017 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3217 WESTERN BRANCH BLVD, CHESAPEAKE, VA 23321-5235 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1218 Commerce Ave was $3,106.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $317,300 (+3.19%) Land $80,000 Building $237,300 | $317,300 (+3.19%) Land $80,000 Building $237,300 | |
| 2025 | $3,106.00 | $307,500 Land $75,000 Building $232,500 | $307,500 Land $75,000 Building $232,500 |
| 2023 | $263,800 (+427.6%) Land $65,000 Building $198,800 | $263,800 (+427.6%) Land $65,000 Building $198,800 | |
| 2022 | $50,000 Land $50,000 | $50,000 Land $50,000 | |
| 2019 | $856.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 1218 Commerce Ave; there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1218 Commerce Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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