Chesapeake City property record for 1219 Commerce Ave, Chesapeake, VA 23324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,648 sqft · built 2014 |
| Lot Size | 0.068 acres (2,962 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,000 (Jan 2015) |
| Tax Bill | $2,948 (2025) |
| Deeds & Mortgages | Jan 2015 Second Mortgage May 2007 Mortgage + 2 more |
| APN | 1280000003810 |
| Primary APN | 1280000003810 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,648 sqft Living Area |
| 1st Floor Area | 684 sqft |
| Upper Floors Area | 700 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,962 sqft (0.068 acres) |
| Lot Dimensions | 120 ft deep x 25 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Patio Area | 264 sqft |
| Balcony Area | 16 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1219 COMMERCE AVE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23324-3307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSFA1: SIN |
| Legal Description | 129 HOYE |
| Legal Subdivision | HOYE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20200 |
1219 Commerce Ave is owned and occupied by an individual who bought it in January 2015.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1219 COMMERCE AVE, CHESAPEAKE, VA 23324-3307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2015 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VIRGINIA HOUSING DEVELOPMENT AUTHORITY |
| May 10, 2007 | Deed of Trust, Mortgage · Conventional Mortgage MERIDIAS CAPITAL INC |
| Jan 27, 2015 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Jan 23, 2006 | Warranty Deed, Transfer · Conventional Mortgage PHM FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2015 · Amount on File |
| Deed Sale | Jan 27, 2015 · Amount on File |
| Prior Sale | May 19, 2014 · Amount on File |
| Deed Book / Page | 9471 / 843 |
| Prior Transfer Date | Jan 8, 2010 |
| Prior Transfer Doc | 008027/688 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1219 COMMERCE AVE, CHESAPEAKE, VA 23324-3307 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009471/858 |
|---|---|
| Date | Jan 27, 2015 |
| Book Page | 9471/858 |
| Name | VIRGINIA HOUSING DEVELOPMENT AUTHORITY |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2045 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1219 COMMERCE AVE, CHESAPEAKE, VA 23324-3307 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0007073/32 |
|---|---|
| Date | May 10, 2007 |
| Book Page | 7073/32 |
| Name | MERIDIAS CAPITAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jan 27, 2015 |
| Property Address | 1219 COMMERCE AVE, CHESAPEAKE, VA 23324-3307 |
| Document Number | 09471/0843 |
| Book / Page | 9471 / 0843 |
| Instrument Date | Jan 21, 2015 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 009471/846 |
|---|---|
| Date | Jan 27, 2015 |
| Book Page | 9471/846 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2045 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jan 23, 2006 |
| Property Address | 1219 COMMERCE AVE, CHESAPEAKE, VA 23324-3307 |
| Document Number | 00006353/1 |
| Book / Page | 6353 / 1 |
| Instrument Date | Jan 19, 2006 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000063535 |
|---|---|
| Date | Jan 23, 2006 |
| Instrument | 6353/5 |
| Name | PHM FINANCIAL CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1219 Commerce Ave was $2,948.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $302,200 (+3.53%) Land $80,000 Building $222,200 | $302,200 (+3.53%) Land $80,000 Building $222,200 | |
| 2025 | $2,948.00 | $291,900 Land $75,000 Building $216,900 | $291,900 Land $75,000 Building $216,900 |
| 2023 | $252,900 (+10.2%) Land $65,000 Building $187,900 | $252,900 (+10.2%) Land $65,000 Building $187,900 | |
| 2022 | $229,500 Land $50,000 Building $179,500 | $229,500 Land $50,000 Building $179,500 | |
| 2019 | $1,982.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1219 Commerce Ave; there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1219 Commerce Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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