Winnebago County property record for 12207 Floyd Dr, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,015 sqft · built 2007 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Sep 2020) |
| Tax Bill | $12,583 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-27-376-013 |
| Primary APN | 04-27-376-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,015 sqft Living Area |
| Basement Area | 2,015 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Area | 816 sqft |
| Heating Fuel | Gas |
|---|
| Street Address | 12207 FLOYD DR |
|---|---|
| City | ROSCOE |
| State | IL |
| Zip | 61073-9059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - SINGL |
| Legal Description | F & D KINNIKINNICK CREEKSIDE NO 2 PT SW1/4 SEC 27 & PT SE1/4 SEC 28-46-2 LOT52 |
| Legal Range | 2 |
| Legal Township | 46 |
| Legal Section | 28 |
| Legal Subdivision | F&D KINNIKINNICK CREEKSIDE |
| Legal Lot Number | 52 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 3904 |
Source: Winnebago County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20896 2075 NORTH AVE, PRINCETON, IL 61356-8365 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 2, 2020 | Grant Deed, Transfer · Conventional Mortgage FIRST NAT'L BK/OMAHA |
| Aug 23, 2019 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2020 · Amount on Record |
| Deed Sale | Sep 2, 2020 · Amount on Record |
| Prior Sale | Sep 2, 2020 · Amount on Record |
| Deed Document Number | 20201025503 |
| Prior Transfer Date | Aug 28, 2020 |
| Prior Transfer Doc | 0001025503 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Sep 2, 2020 |
| Property Address | 12207 FLOYD DR, ROSCOE, IL 61073-9059 |
| Document Number | 0001025503 |
| Instrument Date | Aug 24, 2020 |
| Instrument | 1025503 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2020 |
| Title Company | LAKESHORE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $473.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20896 2075 NORTH AVE PRINCETON IL 613568365, PRINCETON, IL 61356-8365 |
| Document Number | 1025504 |
|---|---|
| Date | Sep 2, 2020 |
| Instrument | 1025504 |
| Name | FIRST NAT'L BK/OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197-3165 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 1, 2030 |
| Rate | 3% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 12207 FLOYD DR, ROSCOE, IL 61073-9059 |
| Document Number | 0001030116 |
| Instrument Date | Aug 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 12207 FLOYD DR ROSCOE IL 610739059, ROSCOE, IL 61073-9059 |
| Document Number | 0001030116 |
|---|---|
| Date | Sep 9, 2019 |
| Instrument | 1030116 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 8, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.26% |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Municipality | Roscoe Village |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,583.00 | $155,784 (+33.46%) Land $26,436 Building $129,348 | $467,352 (+33.46%) Land $79,308 Building $388,044 |
| 2022 | Homeowner's exemption | $116,726 Land $19,808 Building $96,918 | $350,178 Land $59,424 Building $290,754 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH PARK PWD serves 35,580 people · EPA ID IL2015500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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