Winnebago County property record for 12180 Floyd Dr, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,859 sqft · built 2005 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $397,000 (Nov 2021) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-27-353-013 |
| Primary APN | 04-27-353-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,859 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,375 sqft (0.33 acres) |
| Heating System | Gas |
|---|
| Old Parcel Number | 0427353011 |
|---|---|
| Street Address | 12180 FLOYD DR |
| City | ROSCOE |
| State | IL |
| Zip | 61073-9019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - SINGLE FAM |
| Legal Description | BEG NW COR LT 18 F&D KINNIKINNICK CREEKSIDE SUB NE 145 FT NW 7.51 FT SW 145.5 FT TH SE 7.5 FT TO POB PT SW1/4 SEC27-46-2 ALSO |
| Legal Range | 02 |
| Legal Township | 46 |
| Legal Section | 27 |
| Legal Subdivision | F & D KINNIKINNICK CREEKSIDE P |
| Legal Lot Number | 18 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 3904 |
Source: Winnebago County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 12180 FLOYD DR, ROSCOE, IL 61073-9019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MEMBERSALLIANCE CREDIT UNION |
| Nov 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage BARRINGTON BANK & TRUST CO NA |
| Apr 4, 2017 | Grant Deed, Transfer · FHA Mortgage PNC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2021 · Amount on Record |
| Deed Sale | Nov 2, 2021 · Amount on Record |
| Prior Sale | Apr 4, 2017 · Amount on Record |
| Deed Document Number | 2139497 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jul 21, 2026 |
| Property Address | 12180 FLOYD DR, ROSCOE, IL 61073-9019 |
| Document Number | 0000018513 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202618513 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 12180 FLOYD DR, ROSCOE, IL 61073-9019 |
| Document Number | 0000018513, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 202618513 |
| Name | MEMBERSALLIANCE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 15, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.25% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Nov 2, 2021 |
| Property Address | 12180 FLOYD DR, ROSCOE, IL 61073-9019 |
| Document Number | 0000039497 |
| Map Reference | PB 44 PG 129B |
| Instrument Date | Oct 29, 2021 |
| Instrument | 2139497 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $595.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12180 FLOYD DR, ROSCOE, IL 61073-9019 |
| Document Number | 0000039498 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 2139498 |
| Name | BARRINGTON BANK & TRUST CO NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 2.88% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Apr 4, 2017 |
| Property Address | 12180 FLOYD DR, ROSCOE, IL 61073-9019 |
| Document Number | 0001010184 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 1010184 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2017 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $349.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 13641 CHEVRON DR ROCKTON IL 610721621, ROCKTON, IL 61072-1621 |
| Document Number | 1010185 |
|---|---|
| Date | Apr 4, 2017 |
| Instrument | 1010185 |
| Name | PNC MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMISBURG, OH 45342 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 3, 2047 |
| Rate | 3.75% |
|---|
Source: Winnebago County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Municipality | Roscoe Village |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $99,847 Land $19,808 Building $80,039 | $299,541 Land $59,424 Building $240,117 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH PARK PWD serves 35,580 people · EPA ID IL2015500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures