12119 Floyd Dr, Roscoe, IL 61073 Property Records

Winnebago County property record for 12119 Floyd Dr, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,183 sqft · built 2006
Lot Size	0.589 acres (25,700 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Jul 2005)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-27-377-011`

Property Details

APN / Parcel Number

Primary APN	`04-27-377-011`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,183 sqft Living Area

Exterior

Year Built	Built 2006
Exterior Material	Brick
Lot Area	25,700 sqft (0.589 acres)

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	12119 FLOYD DR
City	ROSCOE
State	IL
Zip	61073-9019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGLE FAM
Legal Description	F & D KINNIKINNICK CREEKSIDE PT SW1/4SEC 27 & PT SE1/4 SEC 28-46-2 LOT 21
Legal Range	02
Legal Township	46
Legal Section	28
Legal Subdivision	F & D KINNIKINNICK CREEKSIDE
Legal Lot Number	21
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	2
Census Block	2008
Census Tract	3904

Owner

Source: Winnebago County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12119 FLOYD DR, ROSCOE, IL 61073-9019
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 26, 2005 · Amount on Record
Deed Sale	Jul 26, 2005 · Amount on Record
Prior Sale	Feb 16, 2006
Deed Document Number	0000043020
Last Transfer Date	Sep 25, 2020
Transfer Doc	0001028653
Record Updated	Jun 7, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 25, 2020
Property Address	12119 FLOYD DR, ROSCOE, IL 61073-9019
Document Number	0001028653
Instrument Date	Sep 15, 2020
Instrument	1028653
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$467.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7667 CREEK BEND DR ROCKFORD IL 61114, ROCKFORD, IL 61114

Mortgage

Document Number	1028654
Date	Sep 25, 2020
Instrument	1028654

Lender

Name	BLACKHAWK BK
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2050

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Municipality	Roscoe Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$133,236 Land $19,808 Building $113,428	$399,708 Land $59,424 Building $340,284

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20