12204 Saint Clair Dr, Middletown (Louisville), KY 40243 Property Records

Louisville/Jefferson County Metro Government property record for 12204 Saint Clair Dr, Middletown, KY 40243

Property Summary

Property Type	Single Family Home
Details	1 ba · 900 sqft · built 1954
Lot Size	0.204 acres (8,882 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Sep 2019)
Tax Bill	$2,068 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21013400370009`

Property Details

APN / Parcel Number

Primary APN	`21013400370009`
Alternative APNs	`013400370009` `00065003`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	900 sqft Finished Area
Basement Area	900 sqft
Finished Basement	450 sqft
Flooring	Covered

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,882 sqft (0.204 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00065003
Street Address	12204 SAINT CLAIR DR
City	LOUISVILLE
State	KY
Zip	40243-1063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDEN
Legal Description	LOT 9 WOODSIDE ACRES PB 11 PG 97 0.2039 AC
Legal Subdivision	WOODSIDE ACRES
Legal Lot Number	9
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	4
Census Block	4015
Census Tract	10406

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12204 SAINT CLAIR DR, LOUISVILLE, KY 40243-1063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Quit Claim Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Sep 27, 2019	Warranty Deed, Transfer · Conventional with PMI CENTURY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2019 · Amount on Record
Deed Sale	Sep 27, 2019 · Amount on Record
Deed Document Number	2019225664
Deed Book / Page	11517 / 31
Last Transfer Date	Jan 24, 2024
Transfer Doc	0000016532
Record Updated	Sep 20, 2026

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON KY
Recording Date	Feb 6, 2024
Property Address	12204 SAINT CLAIR DR, MIDDLETOWN, KY 40243-1063
Document Number	0000016532
Book / Page	D 12778 / 270
Map Reference	MB 11 PG 97
Instrument Date	Jan 24, 2024
Instrument	2024016532
Transaction Type	Transfer
Record Updated	Feb 14, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12204 SAINT CLAIR DR, LOUISVILLE, KY 40243-1063

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12204 SAINT CLAIR DR, LOUISVILLE, KY 40243-1063

Mortgage

Document Number	0000016533
Date	Feb 6, 2024
Instrument	2024016533

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Sep 27, 2019
Property Address	12204 SAINT CLAIR DR, MIDDLETOWN, KY 40243-1063
Document Number	0115170031
Book / Page	011517 / 000031
Instrument Date	Sep 26, 2019
Instrument	225664
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12204 SAINT CLAIR DR LOUISVILLE KY 402431063, LOUISVILLE, KY 40243-1063

Mortgage

Document Number	161590060
Date	Sep 27, 2019
Book Page	016159/000060
Instrument	225665

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2049

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Middletown City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,068.00 (-3.63%)	$185,360 (-) Land $40,000 Building $145,360
2024			$185,360 (-) Land $40,000 Building $145,360
2023	$2,146.00 (-0.33%)	$185,360 (-) Land $40,000 Building $145,360	$185,360 (-) Land $40,000 Building $145,360
2022	$2,153.00	$185,360 Land $40,000 Building $145,360	$185,360 Land $40,000 Building $145,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Saint Clair Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures