12207 Saint Clair Dr, Middletown (Louisville), KY 40243 Property Records

Louisville/Jefferson County Metro Government property record for 12207 Saint Clair Dr, Middletown, KY 40243

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,410 sqft · built 1954
Lot Size0.211 acres (9,217 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (Oct 2016)
Tax Bill$2,239 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN21013400200049

Property Details

APN / Parcel Number

Primary APN21013400200049
Alternative APNs
  • 013400200049
  • 00063457

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,410 sqft Finished Area
Basement Area990 sqft
FlooringCovered

Exterior

Year BuiltBuilt 1954
Exterior MaterialBrick Veneer
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,217 sqft (0.211 acres)
Garage TypeDetached
Garage Area322 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral

Location & Zoning

Account Number00063457
Street Address12207 SAINT CLAIR DR
CityMIDDLETOWN
StateKY
Zip40243-1027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4-RESIDENTIAL SINGLE FAM
Legal DescriptionLOT 49, WOODSIDE ACRES SUBDIVISION, PB. 11, PG. 97, 0.2116 AC+-
Legal SubdivisionWOODSIDE ACRES SUBDIVISION
Legal Lot Number49
JurisdictionJEFFERSON KY
Township / Civil DivisionEAST JEFFERSON
Census Block Group4
Census Block4017
Census Tract10406

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12207 SAINT CLAIR DR, LOUISVILLE, KY 40243-1027
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2016 · Amount on Record
Deed SaleOct 17, 2016 · Amount on Record
Deed Document Number0010735975
Deed Book / Page10735 / 975
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address12207 SAINT CLAIR DR, MIDDLETOWN, KY 40243-1027
Transaction TypeMortgage
Record UpdatedMar 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000219500
DateSep 1, 2021
Book PageM 17616/390
Instrument2021219500
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term299 Months
DueAug 1, 2046

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
MunicipalityMiddletown City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,239.00 (-3.66%)$200,710 (-) Land $40,000 Building $160,710
2024$200,710 (-) Land $40,000 Building $160,710
2023$2,324.00 (-0.34%)$200,710 (-) Land $40,000 Building $160,710$200,710 (-) Land $40,000 Building $160,710
2022$2,332.00$200,710 Land $40,000 Building $160,710$200,710 Land $40,000 Building $160,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless · Fiber in parts of the area
100 / 20

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