Louisville/Jefferson County Metro Government property record for 12114 Saint Clair Dr, Middletown, KY 40243
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,260 sqft · built 1954 |
| Lot Size | 0.24 acres (10,481 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $164,000 (Apr 2020) |
| Tax Bill | $1,830 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21013400440006 |
| Primary APN | 21013400440006 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,260 sqft Finished Area |
| Basement Area | 900 sqft |
| Flooring | Covered |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1954 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,481 sqft (0.24 acres) |
| Lot Dimensions | 146 ft deep x 62 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Account Number | 00065478 |
|---|---|
| Street Address | 12114 SAINT CLAIR DR |
| City | MIDDLETOWN |
| State | KY |
| Zip | 40243-1026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4-RESIDENTIAL SINGLE FAM |
| Legal Description | LOT 6 WOODSIDE ACRES PB. 11 PG. 97, .2406 AC+/-, 62 X 146 |
| Legal Subdivision | WOODSIDE ACRES |
| Legal Lot Number | 6 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | EAST JEFFERSON |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 10406 |
Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12114 SAINT CLAIR DR, LOUISVILLE, KY 40243-1026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Apr 23, 2020 | Warranty Deed, Transfer · Conventional with PMI PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2020 · Amount on Record |
| Deed Sale | Apr 24, 2020 · Amount on Record |
| Deed Document Number | 0011672104 |
| Deed Book / Page | 11672 / 104 |
| Prior Transfer Date | Apr 23, 2020 |
| Prior Transfer Doc | 0116720104 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 12114 SAINT CLAIR DR, MIDDLETOWN, KY 40243-1026 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0000194493 |
|---|---|
| Date | Aug 23, 2022 |
| Book Page | M 18221/88 |
| Instrument | 2022194493 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Apr 23, 2020 |
| Property Address | 12114 SAINT CLAIR DR, MIDDLETOWN, KY 40243-1026 |
| Document Number | 0116720104 |
| Book / Page | 011672 / 000104 |
| Instrument Date | Apr 23, 2020 |
| Instrument | 84651 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $164.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12114 SAINT CLAIR DR LOUISVILLE KY 402431026, LOUISVILLE, KY 40243-1026 |
| Document Number | 164980063 |
|---|---|
| Date | Apr 23, 2020 |
| Book Page | 016498/000063 |
| Instrument | 84652 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2050 |
Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Municipality | Middletown City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,830.00 (-3.63%) | $164,000 (-) Land $30,000 Building $134,000 | |
| 2024 | $164,000 (-) Land $30,000 Building $134,000 | ||
| 2023 | $1,899.00 (-0.31%) | $164,000 (-) Land $30,000 Building $134,000 | $164,000 (-) Land $30,000 Building $134,000 |
| 2022 | $1,905.00 | $164,000 Land $30,000 Building $134,000 | $164,000 Land $30,000 Building $134,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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