1220 Pacific St, Ely, IA 52227 Property Records

Linn County property record for 1220 Pacific St, Ely, IA 52227

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,182 sqft · built 1995
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on File
Last Sale	$148,000 (Feb 2003)
Tax Bill	$3,694 (2024)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18311-77006-00000`

Property Details

APN / Parcel Number

Primary APN	`18311-77006-00000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,182 sqft Living Area
1st Floor Area	1,182 sqft
Basement Area	1,182 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1220 PACIFIC ST
City	ELY
State	IA
Zip	52227-9668
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHBROOK 2ND LOT 31
Legal Range	6W
Legal Township	82N
Legal Section	31
Legal Subdivision	SOUTHBROOK 2ND
Legal Lot Number	31
Jurisdiction	LINN IA
Township / Civil Division	PUTNAM
Census Block Group	4
Census Block	4041
Census Tract	10700

Owner

Source: Linn County assessment roll, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1220 PACIFIC ST, ELY, IA 52227-9668
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MTG NTWK
Sep 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage COLLINS CMNTY CU
Sep 13, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage COLLINS CMNTY CU
May 4, 2017	Deed of Trust, Mortgage · Conventional with PMI COLLINS CMNTY CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 10, 2003 · Amount on Record
Deed Sale	Feb 10, 2003 · Amount on Record
Prior Sale	Oct 27, 1997 · Amount on Record
Deed Document Number	200358095
Deed Book / Page	5032 / 2
Last Transfer Date	Sep 11, 2018
Transfer Doc	0101960396
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	1220 PACIFIC ST, ELY, IA 52227-9668
Document Number	0107430243
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 PACIFIC ST ELY IA 522279668, ELY, IA 52227-9668

Mortgage

Document Number	0107430243
Date	Aug 13, 2020
Book Page	010743/000243

Lender

Name	RESIDENTIAL MTG NTWK
Type	Mortgage Company
Address	IOWA CITY, IA 52245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	1220 PACIFIC ST, ELY, IA 52227-9668
Document Number	0102050389
Instrument Date	Sep 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 PACIFIC ST ELY IA 522279668, ELY, IA 52227-9668

Mortgage

Document Number	0102050389
Date	Sep 26, 2018
Book Page	010205/000389

Lender

Name	COLLINS CMNTY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 25, 2023

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINN IA
Recording Date	Sep 13, 2018
Property Address	1220 PACIFIC ST, ELY, IA 52227-9668
Document Number	0101960396
Book / Page	010196 / 000396
Instrument Date	Sep 11, 2018
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 PACIFIC ST ELY IA 522279668, ELY, IA 52227-9668

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	1220 PACIFIC ST, ELY, IA 52227-9668
Document Number	0098540525
Book / Page	009854 / 000525
Instrument Date	Jun 8, 2017
Transaction Type	Mortgage
Record Updated	Jun 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1220 PACIFIC ST ELY IA 522279668, ELY, IA 52227-9668

Mortgage

Document Number	0098540525
Date	Jun 13, 2017
Book Page	009854/000525

Lender

Name	COLLINS CMNTY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 12, 2022

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	1220 PACIFIC ST, ELY, IA 52227-9668
Document Number	0098270007
Book / Page	009827 / 000007
Instrument Date	May 4, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1220 PACIFIC ST ELY IA 522279668, ELY, IA 52227-9668

Mortgage

Document Number	0098270007
Date	May 9, 2017
Book Page	009827/000007

Lender

Name	COLLINS CMNTY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	May 8, 2037

Tax Assessment & Valuation

Source: Linn County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Ely City
Unified School District	College Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$249,800 (+6.21%) Land $32,000 Building $217,800	$249,800 (+6.21%) Land $32,000 Building $217,800
2024	$3,694.00 (+6.09%)
2023		$235,200 Land $32,000 Building $203,200	$235,200 Land $32,000 Building $203,200
2022	$3,482.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELY WATER SUPPLY serves 2,328 people · EPA ID IA5728018
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
South Slope Cooperative Telephone Company Fiber	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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