1240 Pacific St, Ely, IA 52227 Property Records

Linn County property record for 1240 Pacific St, Ely, IA 52227

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,317 sqft · built 1996
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$171,500 (Jul 2003)
Tax Bill	$4,332 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18311-77004-00000`

Property Details

APN / Parcel Number

Primary APN	`18311-77004-00000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,317 sqft Living Area
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1240 PACIFIC ST
City	ELY
State	IA
Zip	52227-9668
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHBROOK 2ND LOT 29
Legal Range	6W
Legal Township	82N
Legal Section	31
Legal Subdivision	SOUTHBROOK 2ND
Legal Lot Number	29
Jurisdiction	LINN IA
Township / Civil Division	PUTNAM
Census Block Group	4
Census Block	4041
Census Tract	10700

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1240 PACIFIC ST, ELY, IA 52227-9668
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TWO RIVERS BANK & TRUST
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage TWO RIVERS BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2003 · Amount on Record
Deed Sale	Jul 23, 2003 · Amount on Record
Deed Document Number	2003200400006542
Deed Book / Page	5297 / 266
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	1240 PACIFIC ST, ELY, IA 52227-9668
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025028298
Date	Oct 14, 2025
Instrument	2025-028298

Lender

Name	TWO RIVERS BANK & TRUST
Type	Bank
Address	222 N MAIN ST, BURLINGTON, IA 52601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Nov 1, 2030

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	1240 PACIFIC ST, ELY, IA 52227-9668
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0011055563
Date	Jun 22, 2021
Book Page	11055/563

Lender

Name	TWO RIVERS BANK & TRUST
Type	Bank
Address	BURLINGTON, IA 52601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Ely City
Unified School District	College Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,400 (-) Land $32,000 Building $253,400	$285,400 (-) Land $32,000 Building $253,400
2025	$4,332.00	$285,400 (+6.53%) Land $32,000 Building $253,400	$285,400 (+6.53%) Land $32,000 Building $253,400
2024	$4,332.00 (+6.59%)
2023		$267,900 Land $32,000 Building $235,900	$267,900 Land $32,000 Building $235,900
2022	$4,064.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELY WATER SUPPLY serves 2,328 people · EPA ID IA5728018
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
South Slope Cooperative Telephone Company Fiber	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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