1210 Pacific St, Ely, IA 52227 Property Records

Linn County property record for 1210 Pacific St, Ely, IA 52227

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,573 sqft · built 1995
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$228,500 (Apr 2020)
Tax Bill	$4,406 (2024)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Feb 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18311-77007-00000`

Property Details

APN / Parcel Number

Primary APN	`18311-77007-00000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,573 sqft Living Area
1st Floor Area	1,182 sqft
Basement Area	1,182 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1210 PACIFIC ST
City	ELY
State	IA
Zip	52227-9668
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHBROOK 2ND LOT 32
Legal Range	6W
Legal Township	82N
Legal Section	31
Legal Subdivision	SOUTHBROOK 2ND
Legal Lot Number	32
Jurisdiction	LINN IA
Township / Civil Division	PUTNAM
Census Block Group	4
Census Block	4041
Census Tract	10700

Owner

Source: Linn County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1210 PACIFIC ST, ELY, IA 52227-9668
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL MTG NTWK
Feb 8, 2018	Warranty Deed, Transfer · Conventional with PMI UNIVERSITY OF IA CMNTY CU
Dec 29, 2017	Deed of Trust, Mortgage · Line of Credit FAIRFAX ST SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2020 · Amount on Record
Deed Sale	Apr 22, 2020 · Amount on Record
Prior Sale	Jan 29, 1999 · Amount on Record
Deed Book / Page	10622 / 20
Last Transfer Date	Jan 20, 2025
Transfer Doc	2025002191
Record Updated	Sep 20, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Apr 22, 2020
Property Address	1210 PACIFIC ST, ELY, IA 52227-9668
Document Number	0106220020
Book / Page	010622 / 000020
Instrument Date	Apr 18, 2020
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$366.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 PACIFIC ST ELY IA 522279668, ELY, IA 52227-9668

Mortgage

Document Number	106220022
Date	Apr 22, 2020
Book Page	010622/000022

Lender

Name	RESIDENTIAL MTG NTWK
Type	Mortgage Company
Address	CORALVILLE, IA 52241

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Feb 8, 2018
Property Address	1210 PACIFIC ST, ELY, IA 52227-9668
Document Number	0100350615
Book / Page	010035 / 000615
Instrument Date	Feb 2, 2018
Transaction Type	Transfer
Record Updated	Feb 13, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$354.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1210 PACIFIC ST ELY IA 522279668, ELY, IA 52227-9668

Mortgage

Document Number	100350617
Date	Feb 8, 2018
Book Page	010035/000617

Lender

Name	UNIVERSITY OF IA CMNTY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Mortgage

Document Number	100350630,
Date	Feb 8, 2018
Book Page	010035/000630

Lender

Name	UNIVERSITY OF IA CMNTY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Feb 7, 2028

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	1210 PACIFIC ST, ELY, IA 52227-9668
Document Number	0100110585
Book / Page	010011 / 000585
Instrument Date	Dec 29, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	145 DEBORAH ANNE LN ELY IA 52227, ELY, IA 52227

Mortgage

Document Number	0100110585
Date	Jan 3, 2018
Book Page	010011/000585

Lender

Name	FAIRFAX ST SVGS BK
Type	Federal Savings Bank
Address	FAIRFAX, IA 52228-0277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 2, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Linn County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Ely City
Unified School District	College Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$296,300 (+6.39%) Land $32,000 Building $264,300	$296,300 (+6.39%) Land $32,000 Building $264,300
2024	$4,406.00 (+6.07%)
2023		$278,500 Land $32,000 Building $246,500	$278,500 Land $32,000 Building $246,500
2022	$4,154.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELY WATER SUPPLY serves 2,328 people · EPA ID IA5728018
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
South Slope Cooperative Telephone Company Fiber	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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