1220 Masterpiece Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 1220 Masterpiece Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,901 sqft · built 1992
Lot Size	0.172 acres (7,497 sqft)
Owner	Company Name on Record
Last Sale	$440,000 (Aug 2003)
Tax Bill	$6,793 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`161-681-17-00`

Property Details

APN / Parcel Number

Primary APN	`161-681-17-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,901 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	7,497 sqft (0.172 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1220 MASTERPIECE DR
City	OCEANSIDE
State	CA
Zip	92057-7806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-1 (Res)
Legal Description	LOT 93 TR 012420
Legal Subdivision	RANCHO DEL ORO INDUST PARK
Legal Tract	012420
Legal Block	2
Legal Lot Number	93
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2006
Census Tract	18524

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1220 MASTERPIECE DR, OCEANSIDE, CA 92057-7806
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Apr 21, 2020	Quit Claim Deed, Transfer AMERICAN FINANCING
Apr 21, 2020	Quit Claim Deed, Transfer OTHER
Aug 1, 2019	Quit Claim Deed, Transfer BNT TITLE COMPANY/CA, BNT TITLE CO/CA
Aug 1, 2019	Quit Claim Deed, Transfer · Conventional Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2003 · Amount on Record
Deed Sale	Aug 22, 2003 · Amount on Record
Prior Sale	Dec 18, 1997 · Amount on Record
Deed Document Number	20031024594
Last Transfer Date	Mar 19, 2012
Transfer Doc	0000179245
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1220 MASTERPIECE DR, OCEANSIDE, CA 92057-7806
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 MASTERPIECE DR, OCEANSIDE, CA 92057-7806

Mortgage

Document Number	0000378460
Date	May 18, 2021
Instrument	2021-0378460

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 21, 2020
Property Address	1220 MASTERPIECE DR, OCEANSIDE, CA 92057-7806
Document Number	0000203135
Instrument Date	Apr 3, 2020
Instrument	203135
Transaction Type	Transfer
Record Updated	May 5, 2020
Title Company	TITLE RSRC GROUP

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 MASTERPIECE DR OCEANSIDE CA 920577806, OCEANSIDE, CA 92057-7806

Mortgage

Document Number	203136
Date	Apr 21, 2020
Instrument	203136

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 21, 2020
Property Address	1220 MASTERPIECE DR, OCEANSIDE, CA 92057-7806
Document Number	0000203137
Instrument Date	Apr 3, 2020
Instrument	203137
Transaction Type	Transfer
Record Updated	May 5, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1220 MASTERPIECE DR OCEANSIDE CA 920577806, OCEANSIDE, CA 92057-7806

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 1, 2019
Property Address	1220 MASTERPIECE DR, OCEANSIDE, CA 92057-7806
Document Number	0000317457
Instrument Date	Jul 25, 2019
Instrument	317457
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1220 MASTERPIECE DR OCEANSIDE CA 920577806, OCEANSIDE, CA 92057-7806

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 1, 2019
Property Address	1220 MASTERPIECE DR, OCEANSIDE, CA 92057-7806
Document Number	0000317455
Instrument Date	Jul 8, 2019
Instrument	317455
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 MASTERPIECE DR OCEANSIDE CA 920577806, OCEANSIDE, CA 92057-7806

Mortgage

Document Number	317456
Date	Aug 1, 2019
Instrument	317456

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$623,568 (+2%) Land $319,034 Building $304,534
2025	$6,793.00 (+5.14%) Homeowner's exemption	$611,342 (+4.04%) Land $312,779 Building $298,563
2023	$6,461.00 (+1.46%) Homeowner's exemption	$587,605 Land $300,635 Building $286,970
2022	$6,368.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, San Diego Broadband, T-Mobile.

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