1228 Masterpiece Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 1228 Masterpiece Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,704 sqft · built 1992
Lot Size	0.203 acres (8,848 sqft)
Owner	Trust Name on File
Last Sale	$795,000 (Nov 2020)
Tax Bill	$9,577 (2025)
Deeds & Mortgages	Mar 2021 Transfer Mar 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161-681-15-00`

Property Details

APN / Parcel Number

Primary APN	`161-681-15-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,704 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	8,848 sqft (0.203 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1228 MASTERPIECE DR
City	OCEANSIDE
State	CA
Zip	92057-7808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-1 (Res)
Legal Description	LOT 91 TR 012420
Legal Subdivision	RANCHO DEL ORO INDUST PARK
Legal Tract	012420
Legal Block	2
Legal Lot Number	91
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2006
Census Tract	18524

Owner

1228 Masterpiece Dr is owner-occupied and held in a trust since December 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	1228 MASTERPIECE DR, OCEANSIDE, CA 92057-7808
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Intrafamily Transfer, Transfer TICOR TITLE COMPANY OF CA
Mar 4, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 20, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2020 · Amount on File
Deed Sale	Nov 20, 2020 · Amount on File
Prior Sale	Jul 15, 1991 · Amount on File
Deed Document Number	2020739703
Last Transfer Date	Dec 10, 2020
Transfer Doc	0000169568
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 4, 2021
Property Address	1228 MASTERPIECE DR, OCEANSIDE, CA 92057-7808
Document Number	0000169561
Map Reference	MAP 12420
Instrument Date	Feb 15, 2021
Instrument	2021-0169561
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TICOR TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1228 MASTERPIECE DR, OCEANSIDE, CA 92057-7808

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 4, 2021
Property Address	1228 MASTERPIECE DR, OCEANSIDE, CA 92057-7808
Document Number	0000169568
Map Reference	MAP 279
Instrument Date	Dec 10, 2020
Instrument	2021-0169568
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4129 E INDIANOLA AVE, PHOENIX, AZ 85018-5268

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 20, 2020
Property Address	1228 MASTERPIECE DR, OCEANSIDE, CA 92057-7808
Document Number	0000739703
Map Reference	MAP 12420
Instrument Date	Nov 19, 2020
Instrument	2020-0739703
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1228 MASTERPIECE DR, OCEANSIDE, CA 92057-7808

Mortgage

Document Number	0000739704
Date	Nov 20, 2020
Instrument	2020-0739704

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1228 Masterpiece Dr was $9,577 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$877,739 (+2%) Land $327,621 Building $550,118
2025	$9,577.00 Homeowner's exemption	$860,530 Land $321,198 Building $539,332
2023	$9,108.00 (+1.47%) Homeowner's exemption	$827,116 Land $308,726 Building $518,390
2022	$8,976.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1228 Masterpiece Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1228 Masterpiece Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, San Diego Broadband, T-Mobile.

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