1216 Masterpiece Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 1216 Masterpiece Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,415 sqft · built 1992
Lot Size	0.162 acres (7,061 sqft)
Owner	2 Individual Names on Record
Last Sale	$710,000 (Jan 2021)
Tax Bill	$8,627 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jan 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161-681-18-00`

Property Details

APN / Parcel Number

Primary APN	`161-681-18-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,415 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	7,061 sqft (0.162 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1216 MASTERPIECE DR
City	OCEANSIDE
State	CA
Zip	92057-7806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-1 (Res)
Legal Description	LOT 94 TR 012420
Legal Subdivision	RANCHO DEL ORO INDUST PARK
Legal Tract	012420
Legal Block	2
Legal Lot Number	94
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2006
Census Tract	18524

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1216 MASTERPIECE DR, OCEANSIDE, CA 92057-7806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jan 18, 2024	Intrafamily Transfer, Transfer
Jan 28, 2021	Grant Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2021 · Amount on Record
Deed Sale	Jan 28, 2021 · Amount on Record
Prior Sale	Aug 22, 1991 · Amount on Record
Deed Document Number	202167823
Last Transfer Date	Jan 10, 2024
Transfer Doc	0000013713
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1216 MASTERPIECE DR, OCEANSIDE, CA 92057-7806
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1216 MASTERPIECE DR, OCEANSIDE, CA 92057-7806

Mortgage

Document Number	0000075459
Date	Mar 19, 2026
Instrument	2026-0075459

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Apr 1, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 18, 2024
Property Address	1216 MASTERPIECE DR, OCEANSIDE, CA 92057-7806
Document Number	0000013713
Map Reference	MAP 12420
Instrument Date	Jan 10, 2024
Instrument	2024-0013713
Transaction Type	Transfer
Record Updated	Jan 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1216 MASTERPIECE DR, OCEANSIDE, CA 92057-7806

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 28, 2021
Property Address	1216 MASTERPIECE DR, OCEANSIDE, CA 92057-7806
Document Number	0000067823
Map Reference	MAP 12420
Instrument Date	Nov 18, 2020
Instrument	2021-0067823
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1216 MASTERPIECE DR, OCEANSIDE, CA 92057-7806

Mortgage

Document Number	0000067824
Date	Jan 28, 2021
Instrument	2021-0067824

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$783,892 (+2%) Land $230,115 Building $553,777
2025	$8,627.00 (+1.87%)	$768,522 (+4.04%) Land $225,603 Building $542,919
2024	$8,469.00 (+3.18%)
2023	$8,208.00 (+1.46%)	$738,682 Land $216,844 Building $521,838
2022	$8,090.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, San Diego Broadband, T-Mobile.

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