1220 Edwards Rd, Cincinnati, OH 45208 Property Records

Hamilton County property record for 1220 Edwards Rd, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	7 bd · 6.5 ba · 7,230 sqft · built 1915
Lot Size	0.572 acres (24,916 sqft)
Owner	Company Name on Record
Last Sale	$700,000 (Aug 1996)
Tax Bill	$35,111 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046-0009-0005-00`

Property Details

APN / Parcel Number

Primary APN	`046-0009-0005-00`

Interior

Bedrooms	7 Beds
Full Baths	6.5 Baths
Half Baths	3 Half Baths
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	7,230 sqft Living Area
Gross Area	9,663 sqft
1st Floor Area	3,043 sqft
2nd Floor Area	2,659 sqft
Attic	Attic
Attic Area	1,160 sqft
Basement Area	2,801 sqft
Finished Basement	368 sqft
Unfinished Basement	2,433 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	24,916 sqft (0.572 acres)
Lot Dimensions	250 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	65 sqft
Patio Area	982 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1220 EDWARDS RD
City	CINCINNATI
State	OH
Zip	45208-2708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF20
Legal Description	1220 EDWARDS RD 100 X 250 LOT 4 EDWARDS HEIGHTS SUB
Legal Subdivision	EDWARDS HEIGHTS SUB
Legal Lot Number	4
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3001
Census Tract	4900

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1220 EDWARDS RD, CINCINNATI, OH 45208-2708
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 1996 · Amount on Record
Deed Sale	Aug 19, 1996 · Amount on Record
Prior Sale	Nov 15, 1994
Deed Document Number	1996129466
Deed Book / Page	7132 / 1837
Last Transfer Date	May 30, 2024
Transfer Doc	0000037199
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1220 EDWARDS RD, CINCINNATI, OH 45208-2708
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014094
Date	Feb 8, 2022
Book Page	14600/1778
Instrument	2022-0014094

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Feb 1, 2032
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$35,111.00 (+6.04%)	$554,467 (-) Land $140,424 Building $414,043	$1,584,190 (-) Land $401,210 Building $1,182,980
2024	$33,110.00 (-2.16%)	$554,467 (-) Land $140,424 Building $414,043
2023	$33,841.00 (+16.68%)	$554,467 (+30.07%) Land $140,424 Building $414,043	$1,584,190 (+30.07%) Land $401,210 Building $1,182,980
2022	$29,003.00 Homeowner's exemption	$426,283 Land $93,188 Building $333,095
2020			$1,217,950 Land $266,250 Building $951,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1989–2026)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20