122 Warrior Mountain Rd, Tryon, NC 28782 Property Records

Polk County property record for 122 Warrior Mountain Rd, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,098 sqft · built 1940
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on File
Last Sale	$13,000 (Feb 2022)
Tax Bill	$328 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`P35-134`

Property Details

APN / Parcel Number

Primary APN	`P35-134`
Alternative APN	`6583`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,098 sqft Finished Area
Attic	Attic
Attic Area	439 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Other
Roof Type	Gable
Roof Material	Shingle
Lot Area	25,700 sqft (0.59 acres)
Porch	Porch

Location & Zoning

Account Number	6583
Street Address	122 WARRIOR MOUNTAIN RD
City	TRYON
State	NC
Zip	28782-2532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	P35B, P35B P35B
Legal Subdivision	P35B
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	1
Census Block	1012
Census Tract	920303

Owner

Source: Polk County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	61 WALL RD, TRYON, NC 28782-9655
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK
Feb 21, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2022 · Amount on File
Deed Sale	Feb 21, 2022 · Amount on File
Prior Sale	Jun 19, 1973 · Amount on File
Deed Book / Page	467 / 1739
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Recording Date	Sep 8, 2026
Property Address	122 WARRIOR MOUNTAIN RD, TRYON, NC 28782-2532
Document Number	0502000453
Book / Page	502 / 453
Instrument Date	Sep 2, 2026
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 WARRIOR MOUNTAIN RD, TRYON, NC 28782-2532

Mortgage

Document Number	0502000453,
Date	Sep 8, 2026
Book Page	502/453

Lender

Name	HOMETRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Feb 21, 2022
Property Address	377 WARRIOR MOUNTAIN RD, TRYON, NC 28782-2574
Document Number	00467/1739
Book / Page	467 / 1739
Instrument Date	Feb 21, 2022
Transaction Type	Transfer
Record Updated	Nov 27, 2023

Transaction

Amount	Amount on Record
Tax	$26.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	291 WARRIOR MOUNTAIN RD, TRYON, NC 28782-2572

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	377 WARRIOR MOUNTAIN RD, TRYON, NC 28782-2574

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$328.00 (+3.47%)	$55,954 (-) Land $20,650 Building $35,304	$55,954 (-) Land $20,650 Building $35,304
2025	$317.00 (+100.63%)	$55,954 (+143.77%) Land $20,650 Building $35,304	$55,954 (+143.77%) Land $20,650 Building $35,304
2023	$158.00	$22,954 Land $14,750 Building $8,204
2021			$22,954 Land $14,750 Building $8,204

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	19 (1978–2024)
Claims Outside the SFHA	12 of 19
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: Verizon, Windstream.

Cell Coverage

4G LTE only, no 5G reported

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