Polk County property record for 86 Warrior Mountain Rd, Tryon, NC 28782 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,550 sqft · built 1950 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,000 (Apr 2020) |
| Tax Bill | $2,453 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P35-135 |
| Primary APN | P35-135 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,550 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Wood Siding |
| Foundation Type | Retaining Wall |
| Roof Material | Shingle |
| Lot Area | 37,462 sqft (0.86 acres) |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Account Number | 55269 |
|---|---|
| Street Address | 86 WARRIOR MOUNTAIN RD |
| City | TRYON |
| State | NC |
| Zip | 28782-2571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARD FILE: C-904, P35C P35C |
| Legal Subdivision | WILLIAM & FRANCES W PORCHER |
| Jurisdiction | POLK NC |
| Township / Civil Division | TRYON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 920303 |
Source: Polk County records · APN P35-135
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 86 WARRIOR MOUNTAIN RD, TRYON, NC 28782-2571 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage AFFILIATED MORTGAGE SERVICES |
| Aug 14, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 24, 2020 · Amount on Record |
| Deed Sale | Apr 24, 2020 · Amount on Record |
| Prior Sale | Aug 14, 2017 · Amount on Record |
| Deed Document Number | 0000448645 |
| Deed Book / Page | 448 / 645 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Apr 24, 2020 |
| Property Address | 86 WARRIOR MOUNTAIN RD, TRYON, NC 28782-2571 |
| Document Number | 000448/645 |
| Book / Page | 448 / 645 |
| Map Reference | FILE C PG 904 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 485 CHESNEE RD, 485, COLUMBUS, NC 28722-9693 |
| Name | Verified Name |
|---|---|
| Address | 86 WARRIOR MOUNTAIN RD, TRYON, NC 28782-2571 |
| Document Number | 0000448648 |
|---|---|
| Date | Apr 24, 2020 |
| Instrument | 448/648 |
| Name | AFFILIATED MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | May 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.87% |
| Index | 1-Year CMT |
| Max Rate | 7.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Aug 14, 2017 |
| Property Address | 86 WARRIOR MOUNTAIN RD, TRYON, NC 28782-2571 |
| Document Number | 00428/0592 |
| Book / Page | 428 / 0592 |
| Instrument Date | Aug 09, 2017 |
| Instrument | 004657260003 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 86 WARRIOR MOUNTAIN RD, TRYON, NC 28782-2571 |
| Document Number | 000428/595 |
|---|---|
| Date | Aug 14, 2017 |
| Book Page | 428/595 |
| Instrument | 004657270010 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,453.00 (+10.79%) | $432,961 (+35.16%) Land $43,000 Building $389,961 | $432,961 (+35.16%) Land $43,000 Building $389,961 |
| 2023 | $2,214.00 | $320,344 Land $34,400 Building $285,944 | |
| 2021 | $320,344 Land $34,400 Building $285,944 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499203031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 14 individual NFIP policies nearby |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1978–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024, rainfall accumulation, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 50% of the US · above 72% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 855 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 71 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Skyrunner | Fixed Wireless (unlicensed) | 500 / 250 |
May also be available at this address: Uniti Group, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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