226 Warrior Mountain Rd, Tryon, NC 28782 Property Records

Polk County property record for 226 Warrior Mountain Rd, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,119 sqft · built 1950
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Jun 2021)
Tax Bill	$1,294 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P35-132`

Property Details

APN / Parcel Number

Primary APN	`P35-132`
Alternative APN	`35342`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,119 sqft Finished Area
Attic	Attic
Attic Area	424 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	39,640 sqft (0.91 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	35342
Street Address	226 WARRIOR MOUNTAIN RD
City	TRYON
State	NC
Zip	28782-2573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	.903 ACRES, P35B P35B
Legal Subdivision	P35B
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	1
Census Block	1012
Census Tract	920303

Owner

226 Warrior Mountain Rd is owned and occupied by two individuals who bought it in June 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	226 WARRIOR MOUNTAIN RD, TRYON, NC 28782-2573
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Jun 3, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK
May 21, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2021 · Amount on File
Deed Sale	Jun 3, 2021 · Amount on File
Prior Sale	May 21, 2019 · Amount on File
Deed Book / Page	460 / 36
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Recording Date	Aug 31, 2026
Property Address	226 WARRIOR MOUNTAIN RD, TRYON, NC 28782-2573
Document Number	0501002483
Book / Page	501 / 2483
Instrument Date	Aug 18, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 WARRIOR MOUNTAIN RD, TRYON, NC 28782-2573

Mortgage

Document Number	0501002483,
Date	Aug 31, 2026
Book Page	501/2483

Lender

Name	HOMETRUST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 25, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jun 3, 2021
Property Address	226 WARRIOR MOUNTAIN RD, TRYON, NC 28782-2573
Document Number	460/36
Book / Page	460 / 36
Map Reference	FILE F PG 1246
Instrument Date	Jun 2, 2021
Transaction Type	Transfer
Record Updated	Jun 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 ROSE HILL DR, 55, BLUFFTON, SC 29910-4720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 WARRIOR MOUNTAIN RD, TRYON, NC 28782-2573

Mortgage

Document Number	46039
Date	Jun 3, 2021
Instrument	460/39

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	May 21, 2019
Property Address	226 WARRIOR MOUNTAIN RD, TRYON, NC 28782-2573
Document Number	00440/1619
Book / Page	440 / 1619
Instrument Date	May 10, 2019
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 ROSE HILL DR, BLUFFTON, SC 29910-4720

Tax Assessment & Valuation

The 2026 property tax bill for 226 Warrior Mountain Rd was $1,294, up 3.5% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,294.00 (+3.52%)	$220,702 (-) Land $31,850 Building $188,852	$220,702 (-) Land $31,850 Building $188,852
2025	$1,250.00	$220,702 Land $31,850 Building $188,852	$220,702 Land $31,850 Building $188,852
2023	$1,005.00	$145,437 Land $22,750 Building $122,687
2021			$145,437 Land $22,750 Building $122,687

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 226 Warrior Mountain Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	19 (1978–2024)
Claims Outside the SFHA	12 of 19
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 Warrior Mountain Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: Verizon, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Warrior Mountain Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures