122 W Silver St, Reading, MI 49274 Property Records

Hillsdale County property record for 122 W Silver St, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,157 sqft
Lot Size	0.375 acres (16,335 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Mar 2024)
Tax Bill	$1,595 (2025)
Deeds & Mortgages	Mar 2026 Transfer Mar 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-065-001-053`

Property Details

APN / Parcel Number

Primary APN	`20-065-001-053`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,157 sqft Living Area
Gross Area	1,833 sqft
1st Floor Area	1,833 sqft
Basement Area	676 sqft
Unfinished Basement	676 sqft

Exterior

Architectural Style	Ranch
Exterior Material	Brick
Lot Area	16,335 sqft (0.375 acres)
Lot Dimensions	132 ft deep x 123 ft wide
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	122 W SILVER ST
City	READING
State	MI
Zip	49274-9104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1LDRES
Legal Description	LOT 73 & E1/2 LOT 72 CHAPMANS ADD SEC 27 T7S R4W CITY OF READING
Legal Range	04W
Legal Township	07S
Legal Section	27
Legal Subdivision	CHAPMANS ADD
Legal Lot Number	73,72
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	4
Census Block	4004
Census Tract	50400

Owner

Source: Hillsdale County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	122 W SILVER ST, READING, MI 49274-9104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Intrafamily Transfer, Transfer
Mar 18, 2024	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NATL TTL GROUP MIDSTATE
Mar 18, 2024	Land Contract, Transfer
Sep 14, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2024 · Amount on Record
Deed Sale	Mar 18, 2024 · Amount on Record
Prior Sale	Nov 22, 2023
Deed Document Number	2024605072
Deed Book / Page	1867 / 532
Prior Transfer Date	Nov 20, 2023
Prior Transfer Doc	0000603030
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Mar 11, 2026
Property Address	122 W SILVER ST, READING, MI 49274-9104
Document Number	001916/459
Book / Page	1916 / 459
Map Reference	LB 63 PG 1
Instrument Date	Mar 10, 2026
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 W SILVER ST, READING, MI 49274-9104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5291 W BURT RD, CAMDEN, MI 49232-9608

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Mar 18, 2024
Property Address	122 W SILVER ST, READING, MI 49274-9104
Document Number	001867/532
Book / Page	1867 / 532
Map Reference	LB 63 PG 1
Instrument Date	Mar 15, 2024
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATL TTL GROUP MIDSTATE

Transaction

Amount	Amount Recorded
Tax	$187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1540 BRIDGE RD, HILLSDALE, MI 49242-9701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 W SILVER ST, READING, MI 49274-9104
Investor	Possibly a Property Investor

March 2024: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	HILLSDALE MI
Recording Date	Mar 18, 2024
Property Address	122 W SILVER ST, READING, MI 49274-9104
Document Number	001867/530
Book / Page	1867 / 530
Map Reference	LB 63 PG 1
Instrument Date	Mar 15, 2024
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1540 BRIDGE RD, HILLSDALE, MI 49242-9701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 W SILVER ST, READING, MI 49274-9104
Investor	Possibly a Property Investor

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Sep 14, 2022
Property Address	122 W SILVER ST, READING, MI 49274-9104
Document Number	001835/292
Book / Page	1835 / 292
Map Reference	LB 63 PG 1
Instrument Date	Sep 13, 2022
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1540 BRIDGE RD, HILLSDALE, MI 49242-9701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 BRIDGE RD, HILLSDALE, MI 49242-9701

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
Municipality	Reading City
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,200 (-1.2%)	$82,367 (-1.35%) Land $9,428 Building $72,939
2025	$1,595.00 (+51.9%) Homeowner's exemption	$41,700 (+60.38%)	$83,491 (+60.73%) Land $9,428 Building $74,063
2023		$26,000	$51,946 Land $8,341 Building $43,605
2021	$1,050.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Feb 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: DMCI Broadband, Lakeland Internet.

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