114 W Silver St, Reading, MI 49274 Property Records

Hillsdale County property record for 114 W Silver St, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,625 sqft · built 1872
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (May 2023)
Tax Bill	$447 (2025)
Deeds & Mortgages	May 2023 Sale Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`20-040-001-061`

Property Details

APN / Parcel Number

Primary APN	`20-040-001-061`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,625 sqft Living Area
1st Floor Area	1,500 sqft
Basement Area	1,500 sqft
Unfinished Basement	1,500 sqft

Exterior

Year Built	Built 1872
Effective Year Built	Effective 1872
Exterior Material	Wood Siding
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	132 ft deep x 115 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	114 W SILVER ST
City	READING
State	MI
Zip	49274-9104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1LDRES
Legal Description	LOT 37 & 38 EXC 16.5 FT OFF E SD LOT 38 PROUTY & FULLER ADD SEC 27 T7S R4W CITY OF READING SPLIT ON 01/15/2007 INTO 20 040 00
Legal Range	04W
Legal Township	07S
Legal Section	27
Legal Subdivision	PROUTY & FULLER ADD
Legal Lot Number	37,38
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	4
Census Block	4008
Census Tract	50400

Owner

Source: Hillsdale County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6800 GILMORE RD, READING, MI 49274-9665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Warranty Deed, Transfer BELL TITLE AGENCY
Feb 22, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2023 · Amount on Record
Deed Sale	May 30, 2023 · Amount on Record
Prior Sale	Feb 22, 2019 · Amount on Record
Deed Document Number	2023599427
Deed Book / Page	1850 / 1129
Prior Transfer Date	Mar 7, 2005
Prior Transfer Doc	01196/0716
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	May 30, 2023
Property Address	114 W SILVER ST, READING, MI 49274-9104
Document Number	01850/1129
Book / Page	1850 / 1129
Map Reference	LB AA PG 25
Instrument Date	May 30, 2023
Transaction Type	Transfer
Record Updated	Jul 14, 2023
Title Company	BELL TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6180 S HILLSDALE RD, HILLSDALE, MI 49242-9597

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 W SILVER ST, READING, MI 49274-9104

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Feb 22, 2019
Property Address	114 W SILVER ST, READING, MI 49274-9104
Document Number	01715/0177
Book / Page	1715 / 0177
Map Reference	LB AA PG 25
Instrument Date	Feb 21, 2019
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Amount	Amount Recorded
Tax	$258.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1927 LAGUNDOVIE RD, 1927, OREGON, OH 43616-4521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6180 S HILLSDALE RD, HILLSDALE, MI 49242-9597

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
Municipality	Reading City
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$447.00 (-52.09%) Homeowner's exemption	$27,800 (+9.88%)	$55,686 (+9.85%) Land $6,708 Building $48,978
2023		$25,300 (+11.45%)	$50,693 (+11.61%) Land $6,403 Building $44,290
2022		$22,700	$45,420 Land $5,641 Building $39,779
2021	$933.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Feb 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING serves 1,078 people · EPA ID MI0005620
Water Source	Groundwater
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: DMCI Broadband, Lakeland Internet.

Nearby Properties on W Silver St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures