Hillsdale County property record for 115 W Silver St, Reading, MI 49274
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,824 sqft |
| Lot Size | 1.29 acres (56,280 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $390,000 (Sep 2026) |
| Tax Bill | $2,381 (2025) |
| Deeds & Mortgages | Sep 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-065-001-003 |
| Primary APN | 20-065-001-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,824 sqft Living Area |
| Gross Area | 3,668 sqft |
| 1st Floor Area | 3,668 sqft |
| Basement Area | 1,824 sqft |
| Unfinished Basement | 1,824 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 56,280 sqft (1.29 acres) |
| Lot Dimensions | 379 ft deep x 148 ft wide |
| Garage Area | 1,200 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 800 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 115 W SILVER ST |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1LDRES |
| Legal Description | COM NE COR LOT 1 TH S 247.5 FT TH W 148.5 FT TH N 247.5 FT TH E TO POB ALSO ALL LOTS 2 & 3 CHAPMANS ADD SEC 27 T7S R4W CITY O |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 27 |
| Legal Subdivision | CHAPMANS ADD |
| Legal Lot Number | 1,2,3 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 50400 |
Source: Hillsdale County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7752 CLEARWATER CT, WILLIAMSBURG, MI 49690-9219 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2026 · Amount on Record |
| Deed Sale | Sep 16, 2026 · Amount on Record |
| Prior Sale | Mar 1, 2010 · Amount on Record |
| Deed Document Number | 2026625896 |
| Deed Book / Page | 1931 / 276 |
| Prior Transfer Date | Jan 13, 2010 |
| Prior Transfer Doc | 01413/0783 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Sep 16, 2026 |
| Property Address | 115 W SILVER ST, READING, MI 49274-9104 |
| Document Number | 0000625896 |
| Book / Page | 1931 / 276 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 2026625896 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2026 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $338,754.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7752 CLEARWATER CT, WILLIAMSBURG, MI 49690-9219 |
Source: Hillsdale County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| Municipality | Reading City |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $132,600 (-1.19%) | $229,490 (-1.57%) Land $13,724 Building $215,766 | |
| 2025 | $2,381.00 (+15.53%) Homeowner's exemption | $134,200 (+31.96%) | $233,161 (+36.79%) Land $13,724 Building $219,437 |
| 2023 | $101,700 | $170,452 Land $12,140 Building $158,312 | |
| 2021 | $2,061.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Most Recent Claim | Feb 2001 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING serves 1,078 people · EPA ID MI0005620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: DMCI Broadband, Lakeland Internet.
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