122 W 34th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 122 W 34th St, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,488 sqft · built 1905
Lot Size	0.076 acres (3,330 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,000 (Aug 2026)
Tax Bill	$1,686 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-13-09-022.00`

Property Details

APN / Parcel Number

Primary APN	`056-13-09-022.00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,488 sqft Finished Area
Gross Area	1,784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Slate
Lot Area	3,330 sqft (0.076 acres)
Lot Dimensions	100 ft deep x 33.3 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	122 W 34TH ST
City	COVINGTON
State	KY
Zip	41015-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEHON LOT 215 33.33'X 100' NS W 34TH 100' E CAROLINE
Legal Subdivision	SEHON
Legal Lot Number	215
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1020
Census Tract	61400

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	310 E DOVER ST, VALLEY STREAM, NY 11580-4719
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Oct 7, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2026 · Amount on Record
Deed Sale	Aug 12, 2026 · Amount on Record
Prior Sale	Oct 7, 2019 · Amount on Record
Deed Document Number	2026081218089
Deed Book / Page	479 / 47
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 12, 2026
Property Address	122 W 34TH ST, COVINGTON, KY 41015-1117
Document Number	0000018089
Book / Page	479 / 47
Instrument Date	Aug 4, 2026
Instrument	202618089
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,129.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	310 E DOVER ST, VALLEY STREAM, NY 11580-4719

Mortgage

Document Number	0000018331,
Date	Aug 12, 2026
Book Page	480/775
Instrument	2026081418331

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 7, 2019
Property Address	122 W 34TH ST, COVINGTON, KY 41015-1117
Document Number	0000000378
Book / Page	0C6772 / 000117
Instrument Date	Sep 26, 2019
Instrument	378
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 W 34TH ST COVINGTON KY 410151117, COVINGTON, KY 41015-1117

Mortgage

Document Number	379
Date	Oct 7, 2019
Book Page	0C6772/000120
Instrument	379

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2049

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,900 (+14.61%) Land $10,000 Building $135,900	$145,900 (+14.61%) Land $10,000 Building $135,900
2025	$1,686.00 (-0.53%)	$127,300 (-) Land $5,000 Building $122,300	$127,300 (-) Land $5,000 Building $122,300
2023	$1,695.00	$127,300 Land $5,000 Building $122,300	$127,300 Land $5,000 Building $122,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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