124 W 34th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 124 W 34th St, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,488 sqft · built 1905
Lot Size	0.076 acres (3,330 sqft)
Owner	Individual Name on Record
Last Sale	$232,000 (Nov 2022)
Tax Bill	$3,074 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`056-13-09-023.00`

Property Details

APN / Parcel Number

Primary APN	`056-13-09-023.00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,488 sqft Finished Area
Gross Area	2,114 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Stone
Roof Material	Slate
Lot Area	3,330 sqft (0.076 acres)
Lot Dimensions	100 ft deep x 33.3 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	124 W 34TH ST
City	COVINGTON
State	KY
Zip	41015-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEHON LOT 216 33.33'X 100' NS W 34TH ST
Legal Subdivision	SEHON
Legal Lot Number	216
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1020
Census Tract	61400

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	124 W 34TH ST, COVINGTON, KY 41015-1117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO
Dec 16, 2020	Grant Deed, Transfer · Conventional with PMI STOCKTON MTG
Feb 27, 2020	Deed of Trust, Mortgage · Conventional with PMI POLARIS HM FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2022 · Amount on Record
Deed Sale	Nov 17, 2022 · Amount on Record
Prior Sale	Dec 16, 2020 · Amount on Record
Deed Document Number	20227
Deed Book / Page	200 / 726
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 17, 2022
Property Address	124 W 34TH ST, COVINGTON, KY 41015-1117
Document Number	0005900007
Book / Page	200 / 726
Map Reference	PL 301
Instrument Date	Nov 10, 2022
Instrument	22111705900007
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12388 SHEPPARD WAY, 12388, WALTON, KY 41094-7839

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 W 34TH ST, COVINGTON, KY 41015-1117

Mortgage

Document Number	0005900008
Date	Nov 17, 2022
Book Page	422/1
Instrument	22111705900008

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Dec 16, 2020
Property Address	124 W 34TH ST, COVINGTON, KY 41015-1117
Document Number	0000000050
Book / Page	00KC61 / 000083
Instrument Date	Dec 9, 2020
Instrument	50
Transaction Type	Transfer
Record Updated	Jan 14, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$161.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 W 34TH ST COVINGTON KY 410151117, COVINGTON, KY 41015-1117

Mortgage

Document Number	51
Date	Dec 16, 2020
Book Page	00M141/000281
Instrument	51

Lender

Name	STOCKTON MTG
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	124 W 34TH ST, COVINGTON, KY 41015-1117
Document Number	0000000126
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 W 34TH ST COVINGTON KY 410151117, COVINGTON, KY 41015-1117

Mortgage

Document Number	0000000126
Date	Mar 13, 2020
Book Page	000M19/000682
Instrument	126

Lender

Name	POLARIS HM FNDG
Type	Funding / Finance Company
Address	GRANDVILLE, MI 49418

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2050

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,000 (-) Land $10,000 Building $222,000	$232,000 (-) Land $10,000 Building $222,000
2025	$3,074.00 (-0.52%)	$232,000 (-) Land $5,000 Building $227,000	$232,000 (-) Land $5,000 Building $227,000
2023	$3,090.00	$232,000 Land $5,000 Building $227,000	$232,000 Land $5,000 Building $227,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on W 34th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures