117 W 34th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 117 W 34th St, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,436 sqft · built 1922
Lot Size0.079 acres (3,430 sqft)
OwnerIndividual Name on File
Tax Bill$969 (2025)
Deeds & MortgagesMar 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN056-13-10-005.00

Property Details

APN / Parcel Number

Primary APN056-13-10-005.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,436 sqft Finished Area
Gross Area2,024 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area3,430 sqft (0.079 acres)
Lot Dimensions98 ft deep x 35 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address117 W 34TH ST
CityCOVINGTON
StateKY
Zip41015-1116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEHON PT LOTS 262-263 35'X 98' SS W 34TH ST
Legal SubdivisionSEHON
Legal Lot Number262,26
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2016
Census Tract61400

Owner

117 W 34th St is owned and occupied by an individual.

Source: Kenton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address117 W 34TH ST, COVINGTON, KY 41015-1116
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address117 W 34TH ST, COVINGTON, KY 41015-1116
Document Number0000000283
Instrument DateMar 9, 2018
Transaction TypeMortgage
Record UpdatedApr 4, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 W 34TH ST COVINGTON KY 410151116, COVINGTON, KY 41015-1116

Mortgage

Document Number0000000283
DateMar 26, 2018
Book Page0C6377/000211
Instrument283
Lender
NamePNC BK/KY
TypeBank
AddressHEBRON, KY 41048
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 117 W 34th St was $969 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$129,000 (+5.48%) Land $10,000 Building $119,000$129,000 (+5.48%) Land $10,000 Building $119,000
2025$969.00 Homeowner's exemption$122,300 Land $5,000 Building $117,300$122,300 Land $5,000 Building $117,300
2023$1,011.00 Homeowner's exemption$122,300 Land $5,000 Building $117,300$122,300 Land $5,000 Building $117,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 117 W 34th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 117 W 34th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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