122 Valley Dr, Troy, MT 59935 Property Records

Lincoln County property record for 122 Valley Dr, Troy, MT 59935

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,152 sqft · built 1986
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Tax Bill	$628 (2026)
Deeds & Mortgages	May 2020 Mortgage Oct 2020 Sale + 1 more
APN	`R5610732`

Property Details

APN / Parcel Number

Primary APN	`R5610732`
Alternative APNs	`56-4280-02-2-01-12-0000` `0000009826`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Deck Area	49 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000009826
Street Address	122 VALLEY DR
City	TROY
State	MT
Zip	59935-8988
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	VALLEY TRACTS, S02, T31 N, R34 W, ACRES 0.46, LOT 6
Legal Range	34W
Legal Township	31N
Legal Section	02
Legal Subdivision	VALLEY TRACTS
Legal Lot Number	6
Jurisdiction	LINCOLN MT
Township / Civil Division	TROY
Census Block Group	1
Census Block	1003
Census Tract	500

Owner

Source: Lincoln County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	122 VALLEY DR, TROY, MT 59935-8988
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN COUNTY CU
Oct 15, 2020	Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jan 29, 2019	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2020
Deed Sale	Oct 15, 2020
Deed Document Number	2020288642
Deed Book / Page	385 / 427
Prior Transfer Date	Jan 25, 2019
Prior Transfer Doc	000375/578
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	122 VALLEY DR, TROY, MT 59935-8988
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	382/250
Date	May 5, 2020
Book Page	382/250
Instrument	285261

Lender

Name	LINCOLN COUNTY CU
Type	Credit Union
Address	LIBBY, MT 59923

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 4, 2025

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Oct 15, 2020
Property Address	122 VALLEY DR, TROY, MT 59935-8988
Document Number	385/427
Book / Page	385 / 427
Instrument Date	Oct 15, 2020
Instrument	288642
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	122 VALLEY DR, TROY, MT 59935-8988

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MT
Recording Date	Jan 29, 2019
Property Address	122 VALLEY DR, TROY, MT 59935-8988
Document Number	375/578
Book / Page	375 / 578
Instrument Date	Jan 25, 2019
Instrument	277985
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 277, TROY, MT 59935-0277

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Elementary School District	Troy Elementary School District (PK - 08)
Secondary School District	Troy High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$628.00 (+6.26%)	$161,564 (-)
2025	$591.00 (-36.93%)	$161,564 (+48.77%)	$161,564 (+48.77%) Land $57,854 Building $103,710
2023	$937.00	$108,600	$108,600 Land $14,110 Building $94,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1997)
Most Recent Claim	May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding
Claims by Event	Severe Storms,ice Jams, Snow Melt, Flooding, May 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 62% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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