Ellis County property record for 122 Rocky Ridge Rd, Red Oak, TX 75154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,785 sqft · built 1985 |
| Lot Size | 0.589 acres (25,657 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $121,400 (Jun 2016) |
| Tax Bill | $1,005 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jan 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R154715 |
| Primary APN | R154715 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,785 sqft Living Area |
| Gross Area | 2,289 sqft |
| 1st Floor Area | 1,785 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,657 sqft (0.589 acres) |
| Lot Dimensions | 190 ft deep x 135 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Covered Porch |
| Porch Area | 42 sqft |
| Storage Building | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 122 ROCKY RIDGE RD |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-5018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 BLK 8 SHADOWRIDGE #2 .589 AC |
| Legal Subdivision | SHADOWRIDGE #2 |
| Legal Block | 8 |
| Legal Lot Number | 9 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 60207 |
122 Rocky Ridge Rd is owner-occupied and held in a trust since December 2022.
Source: Ellis County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 122 ROCKY RIDGE RD, RED OAK, TX 75154-5018 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jan 25, 2023 | Intrafamily Transfer, Transfer |
| Jan 25, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2016 · Amount on File |
| Deed Sale | Jun 21, 2016 · Amount on File |
| Prior Sale | Mar 1, 2007 · Amount on File |
| Deed Document Number | 201616672 |
| Last Transfer Date | Dec 8, 2022 |
| Transfer Doc | 0000002282 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 122 ROCKY RIDGE RD, RED OAK, TX 75154-5018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2023 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002120511 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 2120511 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 176 Months |
| Due | Jan 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Jan 25, 2023 |
| Property Address | 122 ROCKY RIDGE RD, RED OAK, TX 75154-5018 |
| Document Number | 0002302282 |
| Map Reference | CAB B SL 68 |
| Instrument Date | Dec 8, 2022 |
| Instrument | 2302282 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 122 ROCKY RIDGE RD, RED OAK, TX 75154-5018 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Jan 25, 2023 |
| Property Address | 122 ROCKY RIDGE RD, RED OAK, TX 75154-5018 |
| Document Number | 0002302281 |
| Map Reference | CAB A SL 448 |
| Instrument Date | Dec 8, 2022 |
| Instrument | 2302281 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 122 ROCKY RIDGE RD, RED OAK, TX 75154-5018 |
The 2025 property tax bill for 122 Rocky Ridge Rd was $1,005 with exemptions applied, down 49.9% from the year before.
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Unified School District | Red Oak Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $334,151 (+1%) | $388,041 (+10.56%) Land $95,000 Building $293,041 | |
| 2025 | $1,005.00 (-49.85%) Homeowner's exemption Senior Citizen's exemption | $303,774 Land $95,000 Building $255,990 | $350,990 Land $95,000 Building $255,990 |
| 2024 | $2,004.00 (+1.37%) | ||
| 2023 | $1,977.00 Homeowner's exemption Senior Citizen's exemption | $370,607 Land $75,000 Building $295,607 | $370,607 Land $75,000 Building $295,607 |
| 2018 | $3,245.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 122 Rocky Ridge Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (2015–2022) |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 122 Rocky Ridge Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCKETT SUD serves 46,614 people · EPA ID TX0700033 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
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