120 Rocky Ridge Rd, Red Oak, TX 75154 Property Records

Ellis County property record for 120 Rocky Ridge Rd, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,356 sqft · built 1985
Lot Size	0.589 acres (25,657 sqft)
Owner	2 Individual Names on File
Last Sale	$349,790 (Jun 2023)
Tax Bill	$3,937 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R154724`

Property Details

APN / Parcel Number

Primary APN	`R154724`
Alternative APNs	`00821200800800111` `154724`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,356 sqft Living Area
Gross Area	2,556 sqft
1st Floor Area	1,562 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,657 sqft (0.589 acres)
Lot Dimensions	190 ft deep x 135 ft wide
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	225 sqft
Shed	1 Shed
Shed Area	420 sqft
Canopy	336 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	120 ROCKY RIDGE RD
City	RED OAK
State	TX
Zip	75154-5018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 8 SHADOWRIDGE #2 .589 AC
Legal Subdivision	SHADOWRIDGE #2
Legal Block	8
Legal Lot Number	8
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	3
Census Block	3012
Census Tract	60207

Owner

120 Rocky Ridge Rd is owned and occupied by two individuals who bought it in June 2023.

Source: Ellis County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 ROCKY RIDGE RD, RED OAK, TX 75154-5018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 28, 2018	Warranty Deed, Transfer AFFILIATED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2023 · Amount on File
Deed Sale	Jun 30, 2023 · Amount on File
Prior Sale	Jun 28, 2018 · Amount on File
Deed Document Number	202318731
Prior Transfer Date	Jun 26, 2018
Prior Transfer Doc	0000018445
Record Updated	Sep 20, 2026

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Jun 30, 2023
Property Address	120 ROCKY RIDGE RD, RED OAK, TX 75154-5018
Document Number	0002318731
Map Reference	CAB B SL 68
Instrument Date	Jun 28, 2023
Instrument	2318731
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 ROCKY RIDGE RD, RED OAK, TX 75154-5018

Mortgage

Document Number	0002318732
Date	Jun 30, 2023
Instrument	2318732

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Jun 28, 2018
Property Address	120 ROCKY RIDGE RD, RED OAK, TX 75154-5018
Document Number	0000018445
Instrument Date	Jun 26, 2018
Instrument	18445
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	120 ROCKY RIDGE RD RED OAK TX 751545018, RED OAK, TX 75154-5018

Mortgage

Document Number	18446
Date	Jun 28, 2018
Instrument	18446

Lender

Name	AFFILIATED BK
Type	Bank
Address	ARLINGTON, TX 76015

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 120 Rocky Ridge Rd was $3,937 with a homeowner's exemption, down 21.6% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,515 (+1%)	$424,644 (+10.82%) Land $95,000 Building $329,644
2025	$3,937.00 (-21.56%) Homeowner's exemption Additional exemption filed	$383,195 Land $95,000 Building $288,195	$383,195 Land $95,000 Building $288,195
2024	$5,019.00 (+76.54%)
2023	$2,843.00 (+336.71%) Homeowner's exemption	$366,146 (+19.29%) Land $75,000 Building $291,146	$366,146 (+19.29%) Land $75,000 Building $291,146
2022	$651.00 Homeowner's exemption	$306,927 Land $70,000 Building $236,927	$306,927 Land $70,000 Building $236,927
2018	$3,167.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Rocky Ridge Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2015–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Rocky Ridge Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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