126 Rocky Ridge Rd, Red Oak, TX 75154 Property Records

Ellis County property record for 126 Rocky Ridge Rd, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,794 sqft · built 1995
Lot Size	0.589 acres (25,657 sqft)
Owner	Individual Name on File
Last Sale	$332,500 (Jan 2022)
Tax Bill	$3,759 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R154717`

Property Details

APN / Parcel Number

Primary APN	`R154717`
Alternative APNs	`00821200801100111` `154717`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,794 sqft Living Area
Gross Area	2,414 sqft
1st Floor Area	1,794 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,657 sqft (0.589 acres)
Lot Dimensions	190 ft deep x 135 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	248 sqft
Deck Area	288 sqft
Patio Area	158 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	126 ROCKY RIDGE RD
City	RED OAK
State	TX
Zip	75154-5018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK 8 SHADOWRIDGE #2 .589 AC
Legal Subdivision	SHADOWRIDGE #2
Legal Block	8
Legal Lot Number	11
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	3
Census Block	3012
Census Tract	60207

Owner

126 Rocky Ridge Rd is owned and occupied by an individual who bought it in January 2022.

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	126 ROCKY RIDGE RD, RED OAK, TX 75154-5018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Vendor's Lien, Transfer · Conventional Mortgage CREDIT UNION OF TEXAS
Apr 17, 2020	Deed of Trust, Mortgage · VA Mortgage NATIONS DIRECT MTG
Nov 26, 2019	Warranty Deed, Transfer ALAMO TITLE COMPANY, ALAMO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2022 · Amount on File
Deed Sale	Jan 18, 2022 · Amount on File
Prior Sale	Apr 21, 2020 · Amount on File
Deed Document Number	20221984
Prior Transfer Date	Apr 17, 2020
Prior Transfer Doc	0000012732
Record Updated	Sep 20, 2026

January 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Jan 18, 2022
Property Address	126 ROCKY RIDGE RD, RED OAK, TX 75154-5018
Document Number	0002201984
Map Reference	CAB B SL 68
Instrument Date	Jan 12, 2022
Instrument	2201984
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	DESIGNATED TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 ROCKY RIDGE RD, RED OAK, TX 75154-5018

Mortgage

Document Number	0002201985
Date	Jan 18, 2022
Instrument	2201985

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	126 ROCKY RIDGE RD, RED OAK, TX 75154-5018
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	126 ROCKY RIDGE RD RED OAK TX 751545018, RED OAK, TX 75154-5018

Mortgage

Document Number	12733
Date	Apr 21, 2020
Instrument	12733

Lender

Name	NATIONS DIRECT MTG
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Nov 26, 2019
Property Address	126 ROCKY RIDGE RD, RED OAK, TX 75154-5018
Document Number	0000035761
Instrument Date	Nov 21, 2019
Instrument	35761
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2550 BECKLEYMEADE AVE #200 DALLAS TX 752373982, 200, DALLAS, TX 75237-3982

Tax Assessment & Valuation

The 2025 property tax bill for 126 Rocky Ridge Rd was $3,759 with a homeowner's exemption, down 15.5% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,764 (+1%)	$403,082 (+10.09%) Land $95,000 Building $308,082
2025	$3,759.00 (-15.53%) Homeowner's exemption	$366,149 Land $95,000 Building $271,149	$366,149 Land $95,000 Building $271,149
2024	$4,450.00 (-4.87%)
2023	$4,678.00	$392,283 Land $75,000 Building $317,283	$392,283 Land $75,000 Building $317,283
2018	$3,049.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 Rocky Ridge Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2015–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Rocky Ridge Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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