116 Redding Rd, Georgetown, KY 40324 Property Records

Scott County property record for 116 Redding Rd, Georgetown, KY 40324 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,036 sqft · built 1991
Owner	Individual Name on File
Last Sale	$265,000 (Dec 2020)
Tax Bill	$2,192 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Jan 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`140-40-287.000`

Property Details

APN / Parcel Number

Primary APN	`140-40-287.000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,036 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Garage Type	Detached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	116 REDDING RD
City	GEORGETOWN
State	KY
Zip	40324-1000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANCASTER HEIGHTS
Legal Subdivision	LANCASTER HEIGHTS
Legal Block	A
Legal Lot Number	26
Legal Unit	1F
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1023
Census Tract	40207

Owner

Source: Scott County records · APN 140-40-287.000

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	116 REDDING RD, GEORGETOWN, KY 40324-1000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jan 03, 2022	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Dec 18, 2020	Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 18, 2020 · Amount on Record
Deed Sale	Dec 18, 2020 · Amount on Record
Deed Document Number	425675
Deed Book / Page	D420 / 362
Record Updated	Jun 08, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	116 REDDING RD, GEORGETOWN, KY 40324-1000
Transaction Type	Mortgage
Record Updated	Jun 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1333/118
Date	Apr 17, 2017
Book Page	M1333/118
Instrument	367873

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	116 REDDING RD, GEORGETOWN, KY 40324-1000
Transaction Type	Mortgage
Record Updated	Jun 13, 2022
Title Company	HIGH STREET TITLE COMPANY, HIGH STREET TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1664/768
Date	Jan 03, 2022
Book Page	M1664/768
Instrument	448150

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Dec 18, 2020
Property Address	116 REDDING RD, GEORGETOWN, KY 40324-1000
Document Number	00D420/362
Book / Page	D420 / 362
Map Reference	SL 581
Instrument Date	Dec 11, 2020
Instrument	425675
Transaction Type	Transfer
Record Updated	Jun 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3651 RABBITS FOOT TRL APT 1, 3651, LEXINGTON, KY 40503-3735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 REDDING RD, GEORGETOWN, KY 40324-1000

Mortgage

Document Number	0000425676
Date	Dec 18, 2020
Instrument	425676

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,192.00 (-11.29%) Homeowner's exemption	$295,200 (+8.29%)	$295,200 (+8.29%)
2023	$2,471.00 (+7.48%)	$272,600 (+2.87%) Land $40,000 Building $232,600	$272,600 (+2.87%) Land $40,000 Building $232,600
2022	$2,299.00	$265,000 Land $35,000 Building $230,000	$265,000 Land $35,000 Building $230,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Scott County (21209C), updated November 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212090402071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 509 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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