DeKalb County property record for 122 Prospect St, Dekalb, IL 60115
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.97 acres (4,224 sqft) |
| Owner | Company Name on File |
| Last Sale | $43,500 (Nov 2014) |
| Tax Bill | $589 (2024) |
| Deeds & Mortgages | Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-22-433-008 |
| Primary APN | 08-22-433-008 |
|---|
| Lot Area | 4,224 sqft (0.97 acres) |
|---|---|
| Lot Dimensions | 66 ft deep x 64 ft wide |
| Account Number | 0822433008 |
|---|---|
| Street Address | 122 PROSPECT ST |
| City | DEKALB |
| State | IL |
| Zip | 60115-3764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEKALB (ORIGINAL TOWN) - W 64FT OF LOT 10 BLOCK 5 |
| Legal Subdivision | DEKALB (ORIGINAL TOWN) |
| Legal Block | 5 |
| Legal Lot Number | 10 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | DEKALB |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 1300 |
122 Prospect St is owned by a company that bought it in November 2014 and is owner-occupied.
Source: DeKalb County records, as of April 8, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 130 W LINCOLN HWY, DEKALB, IL 60115-3610 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2014 · Amount on File |
| Deed Sale | Nov 12, 2014 · Amount on File |
| Prior Sale | Feb 11, 2014 |
| Deed Document Number | 201410464 |
| Prior Transfer Date | Oct 28, 2014 |
| Prior Transfer Doc | 0000010507 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 122 PROSPECT ST, DEKALB, IL 60115-3764 |
| Document Number | 0000001748 |
| Instrument Date | Feb 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 122 PROSPECT ST DEKALB IL 601153764, DEKALB, IL 60115-3764 |
| Document Number | 0000001748 |
|---|---|
| Date | Mar 2, 2020 |
| Instrument | 1748 |
| Name | CITY OF DEKALB |
|---|---|
| Address | 200 S 4TH ST, DEKALB, IL 60115-3733 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 1, 2025 |
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | DeKalb Township |
| Municipality | DeKalb City |
| Unified School District | DeKalb Community Unit School District 428 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,425 Land $6,222 Building $21,203 | $82,275 Land $18,666 Building $63,609 | |
| 2024 | $589.00 | ||
| 2023 | $21,836 Land $4,954 Building $16,882 | $65,508 Land $14,862 Building $50,646 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 122 Prospect St in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 18 (1978–2007) |
| Claims Outside the SFHA | 2 of 18 |
| Most Recent Claim | Aug 2007 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 122 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEKALB serves 40,290 people · EPA ID IL0370100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 13 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: DNA Communications, T-Mobile, Verizon.
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