412 Prospect St, Dekalb, IL 60115 Property Records

DeKalb County property record for 412 Prospect St, Dekalb, IL 60115

Property Summary

Property TypeSingle Family Home
Lot Size0.73 acres (3,168 sqft)
Owner2 Individual Names on File
Last Sale$120,000 (Jan 2025)
Tax Bill$3,503 (2024)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN08-23-352-002

Property Details

APN / Parcel Number

Primary APN08-23-352-002

Exterior

Lot Area3,168 sqft (0.73 acres)
Lot Dimensions66 ft deep x 48 ft wide

Location & Zoning

Account Number0823352002
Street Address414 PROSPECT ST
CityDEKALB
StateIL
Zip60115-3714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 48FT LOT 1 - BLK 20 - DEKALB (ORIGINAL TOWN)
Legal SubdivisionDEKALB (ORIGINAL TOWN)
Legal Block20
Legal Lot Number1
JurisdictionDE KALB IL
Township / Civil DivisionDEKALB
Census Block Group4
Census Block4012
Census Tract1300

Owner

Source: DeKalb County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2042 BERKSHIRE CIR, A, CARPENTERSVILLE, IL 60110-2456
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 16, 2025 · Amount on File
Deed SaleJan 16, 2025 · Amount on File
Deed Document Number2025372
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address412 PROSPECT ST, DEKALB, IL 60115-3714
Transaction TypeMortgage
Record UpdatedMar 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002650
DateMar 14, 2022
Instrument2022002650
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionDeKalb Township
MunicipalityDeKalb City
Unified School DistrictDeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$54,731 (+25.6%) Land $6,240 Building $48,491$164,193 (+25.6%) Land $18,720 Building $145,473
2024$3,503.00
2023$43,576 Land $4,968 Building $38,608$130,728 Land $14,904 Building $115,824

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1980–2008)
Claims Outside the SFHA1 of 6
Most Recent ClaimSep 2008 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB
serves 40,290 people · EPA ID IL0370100
Water SourceGroundwater
Last State InspectionJun 2023
Lead13 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: DNA Communications, T-Mobile, Verizon.

Nearby Properties on Prospect St

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