104 Prospect St, Dekalb, IL 60115 Property Records

DeKalb County property record for 104 Prospect St, Dekalb, IL 60115

Property Summary

Property TypeSingle Family Home
Lot Size0.161 acres (6,996 sqft)
OwnerCompany Name on File
Last Sale$189,000 (May 2025)
Tax Bill$2,815 (2024)
Deeds & MortgagesMay 2025 Sale & Construction Loan
Dec 2023 Transfer
Flood ZoneZone X (minimal risk)
APN08-22-433-001

Property Details

APN / Parcel Number

Primary APN08-22-433-001

Exterior

Lot Area6,996 sqft (0.161 acres)
Lot Dimensions106 ft deep x 66 ft wide

Location & Zoning

Account Number0822433001
Street Address104 PROSPECT ST
CityDEKALB
StateIL
Zip60115-3764
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 (EX 50FT) - BLK 5 - DEKALB (ORIGINAL TOWN)
Legal SubdivisionDEKALB (ORIGINAL TOWN)
Legal Block5
Legal Lot Number1
JurisdictionDE KALB IL
Township / Civil DivisionDEKALB
Census Block Group3
Census Block3007
Census Tract1300

Owner

104 Prospect St is owned by a company that bought it in May 2025.

Source: DeKalb County records, as of April 8, 2026

Owner of RecordCompany Name on File
Mailing Address11902 HANSON RD, ALGONQUIN, IL 60102-2576
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 8, 2025Deed, Construction Loan · Construction Mortgage
ICE LENDER HOLDINGS LLC
Dec 12, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2025 · Amount on File
Deed SaleMay 8, 2025 · Amount on File
Deed Document Number20253375
Prior Transfer DateNov 16, 2023
Prior Transfer Doc0000008774
Record UpdatedOct 29, 2026

May 2025: Deed, Construction Loan

Document TypeDeed
JurisdictionDE KALB IL
Recording DateMay 8, 2025
Property Address104 PROSPECT ST, DEKALB, IL 60115-3764
Document Number0000003375
Map ReferenceMB A PG 8
Instrument DateFeb 26, 2025
Instrument2025003375
Transaction TypeConstruction Loan
Record UpdatedMar 31, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$189.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11902 HANSON RD, ALGONQUIN, IL 60102-2576

Mortgage

Document Number0000003376
DateMay 8, 2025
Instrument2025003376
Lender
NameICE LENDER HOLDINGS LLC
TypeNon-Lending Institution
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term359 Months
DueApr 1, 2055

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDE KALB IL
Recording DateDec 12, 2023
Property Address104 PROSPECT ST, DEKALB, IL 60115-3764
Document Number0000008774
Map ReferenceMB A PG 8
Instrument DateNov 16, 2023
Instrument2023008774
Transaction TypeTransfer
Record UpdatedMar 31, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address42W671 JENS JENSEN LN, SAINT CHARLES, IL 60175-8213

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionDeKalb Township
MunicipalityDeKalb City
Unified School DistrictDeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$38,703 Land $9,217 Building $29,486$116,109 Land $27,651 Building $88,458
2024$2,815.00
2023$30,815 (+9.53%) Land $7,339 Building $23,476$92,445 (+9.53%) Land $22,017 Building $70,428
2022$28,133 Land $8,375 Building $19,758$84,399 Land $25,125 Building $59,274

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 104 Prospect St in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims18 (1978–2007)
Claims Outside the SFHA2 of 18
Most Recent ClaimAug 2007 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 104 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB
serves 40,290 people · EPA ID IL0370100
Water SourceGroundwater
Last State InspectionJun 2023
Lead13 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: DNA Communications.

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