122 Peppertree Ln, Madison, MS 39110 Property Records

Madison County property record for 122 Peppertree Ln, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,153 sqft · built 1979
Owner	2 Individual Names on File
Tax Bill	$2,121 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072E-21A-075`

Property Details

APN / Parcel Number

Primary APN	`072E-21A-075`
Alternative APNs	`072E-21A-075/00.00` `14517`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,153 sqft Adjusted Area
1st Floor Area	1,743 sqft
2nd Floor Area	1,295 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	14517
Old Parcel Number	072E-21A-075/00.00
Street Address	122 PEPPERTREE LN
City	MADISON
State	MS
Zip	39110-9613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 122 SANDALWOOD PART 3
Legal Range	02E
Legal Township	07N
Legal Section	21
Legal Subdivision	SANDALWOOD PT 3
Legal Lot Number	122
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	1
Census Block	1022
Census Tract	30110

Owner

122 Peppertree Ln is owned and occupied by two individuals who acquired it in January 2021.

Source: Madison County records, as of December 1, 2025

Owner of Record	2 Individual Names on File
Mailing Address	122 PEPPERTREE LN, MADISON, MS 39110-9613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Warranty Deed, Transfer FIRST HORIZON BK
Oct 16, 2017	Warranty Deed, Transfer FIDELITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2021
Deed Sale	Jan 5, 2021
Prior Sale	Oct 16, 2017
Deed Document Number	0000397021
Deed Book / Page	3970 / 21
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jan 5, 2021
Property Address	122 PEPPERTREE LN, MADISON, MS 39110-9613
Document Number	0000914928
Book / Page	003970 / 000021
Instrument Date	Jan 4, 2021
Instrument	914928
Transaction Type	Transfer
Record Updated	Jan 13, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	122 PEPPERTREE LN MADISON MS 391109613, MADISON, MS 39110-9613

Mortgage

Document Number	914929
Date	Jan 5, 2021
Book Page	003970/000023
Instrument	914929

Lender

Name	FIRST HORIZON BK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Oct 16, 2017
Property Address	122 PEPPERTREE LN, MADISON, MS 39110-9613
Document Number	0000826097
Book / Page	003533 / 000242
Instrument Date	Oct 13, 2017
Instrument	826097
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	122 PEPPERTREE LN MADISON MS 391109613, MADISON, MS 39110-9613

Mortgage

Document Number	826099
Date	Oct 16, 2017
Book Page	003533/000247
Instrument	826099

Lender

Name	FIDELITY BK
Type	Bank
Address	MANDEVILLE, LA 70471

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 122 Peppertree Ln was $2,121 with a homeowner's exemption.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,121.00 Homeowner's exemption	$20,781	$207,810 Land $55,000 Building $152,810
2024	$2,121.00
2023	$2,121.00 Homeowner's exemption	$20,781	$207,810 Land $55,000 Building $152,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 122 Peppertree Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	2 (2024–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Peppertree Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: NETSPEEDMS.

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