118 Peppertree Ln, Madison, MS 39110 Property Records

Madison County property record for 118 Peppertree Ln, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,504 sqft · built 1978
Owner	2 Individual Names on File
Tax Bill	$1,978 (2025)
Deeds & Mortgages	Feb 2020 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072E-21A-079`

Property Details

APN / Parcel Number

Primary APN	`072E-21A-079`
Alternative APNs	`072E-21A-079/00.00` `14521`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,504 sqft Adjusted Area
1st Floor Area	2,129 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt

Exterior Amenities

Pool Area	311 sqft
Patio Area	1,166 sqft
Gazebo	80 sqft
Utility Building	330 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	14521
Old Parcel Number	072E-21A-079/00.00
Street Address	118 PEPPERTREE LN
City	MADISON
State	MS
Zip	39110-9613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 118 SANDALWOOD PART 3
Legal Range	02E
Legal Township	07N
Legal Section	21
Legal Subdivision	SANDALWOOD PT 3
Legal Lot Number	118
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	1
Census Block	1022
Census Tract	30110

Owner

118 Peppertree Ln is owned and occupied by two individuals who acquired it in May 2018.

Source: Madison County records, as of December 1, 2025

Owner of Record	2 Individual Names on File
Mailing Address	118 PEPPERTREE LN, MADISON, MS 39110-9613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2020	Deed of Trust, Mortgage QUICKEN LNS
May 7, 2018	Warranty Deed, Transfer COMMUNITY BK/MS
Oct 10, 2017	Deed of Trust, Mortgage BANKPLUS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2018
Deed Sale	May 7, 2018
Deed Document Number	0000359824
Deed Book / Page	3598 / 24
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	118 PEPPERTREE LN, MADISON, MS 39110-9613
Document Number	0000885729
Instrument Date	Feb 8, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	118 PEPPERTREE LN MADISON MS 391109613, MADISON, MS 39110-9613

Mortgage

Document Number	0000885729
Date	Feb 25, 2020
Book Page	003820/000330
Instrument	885729

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	May 7, 2018
Property Address	118 PEPPERTREE LN, MADISON, MS 39110-9613
Document Number	0000838437
Book / Page	003598 / 000024
Instrument Date	May 7, 2018
Instrument	838437
Transaction Type	Transfer
Record Updated	May 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	118 PEPPERTREE LN MADISON MS 391109613, MADISON, MS 39110-9613

Mortgage

Document Number	838438
Date	May 7, 2018
Book Page	003598/000027
Instrument	838438

Lender

Name	COMMUNITY BK/MS
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 6, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	118 PEPPERTREE LN, MADISON, MS 39110-9613
Document Number	0000826627
Instrument Date	Oct 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 PEPPERTREE LN MADISON MS 391109613, MADISON, MS 39110-9613

Mortgage

Document Number	0000826627
Date	Oct 20, 2017
Book Page	003535/000779
Instrument	826627

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Amount	Amount on Record
Term	84 Months
Due	Oct 19, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 118 Peppertree Ln was $1,978 with a homeowner's exemption.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,978.00 Homeowner's exemption	$19,555	$195,550 Land $55,000 Building $140,550
2024	$1,978.00
2023	$1,978.00 Homeowner's exemption	$19,555	$195,550 Land $55,000 Building $140,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 Peppertree Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	2 (2024–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Peppertree Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: NETSPEEDMS.

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