121 Peppertree Ln, Madison, MS 39110 Property Records

Madison County property record for 121 Peppertree Ln, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,897 sqft · built 1978
Lot Size	0.921 acres (40,141 sqft)
Owner	Individual Name on Record
Tax Bill	$3,447 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Mar 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072E-21A-076`

Property Details

APN / Parcel Number

Primary APN	`072E-21A-076`
Alternative APNs	`072E-21A-076/00.00` `14518`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,897 sqft Adjusted Area
Gross Area	2,658 sqft
1st Floor Area	2,658 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,141 sqft (0.921 acres)
Garage Type	Mixed
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Patio Area	240 sqft
Utility Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	14518
Street Address	121 PEPPERTREE LN
City	MADISON
State	MS
Zip	39110-9613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 121 SANDALWOOD PART 3
Legal Range	02E
Legal Township	07N
Legal Section	21
Legal Subdivision	SANDALWOOD PT 3
Legal Lot Number	121
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	1
Census Block	1022
Census Tract	30110

Owner

Source: Madison County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	121 PEPPERTREE LN, MADISON, MS 39110-9613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Intrafamily Transfer, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 30, 2021	Warranty Deed, Subdivision Related Transfer
Sep 25, 2020	Warranty Deed, Construction Loan · Line of Credit BANCORPSOUTH
Aug 15, 2017	Deed of Trust, Mortgage · Line of Credit RENASANT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2021
Deed Sale	Mar 30, 2021
Prior Sale	Sep 25, 2020 · Amount on Record
Deed Document Number	2021922154
Deed Book / Page	4014 / 42
Last Transfer Date	Feb 15, 2023
Transfer Doc	0004304/69
Record Updated	Oct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON MS
Recording Date	Feb 22, 2023
Property Address	121 PEPPERTREE LN, MADISON, MS 39110-9613
Document Number	0004304/69
Book / Page	4304 / 69
Map Reference	CAB A SL 162
Instrument Date	Feb 15, 2023
Instrument	977099
Transaction Type	Transfer
Record Updated	Mar 17, 2023
Title Company	RUCKETT LAND TITLE INC, LUCKETT LAND TITLE INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 PEPPERTREE LN, MADISON, MS 39110-9613

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	121 PEPPERTREE LN, MADISON, MS 39110-9613

Mortgage

Document Number	0000977100
Date	Feb 22, 2023
Instrument	977100

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Mar 30, 2021
Property Address	121 PEPPERTREE LN, MADISON, MS 39110-9613
Document Number	4014/42
Book / Page	4014 / 42
Map Reference	CAB A SL 162
Instrument Date	Mar 30, 2021
Instrument	922154
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 18, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2794, MADISON, MS 39130-2794

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	121 PEPPERTREE LN, MADISON, MS 39110-9613

September 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Sep 25, 2020
Property Address	121 PEPPERTREE LN, MADISON, MS 39110-9613
Document Number	0000906259
Book / Page	003919 / 000240
Instrument Date	Sep 24, 2020
Instrument	906259
Transaction Type	Construction Loan
Record Updated	Oct 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2794 MADISON MS 391302794, MADISON, MS 39130-2794

Mortgage

Document Number	906260
Date	Sep 25, 2020
Book Page	003919/000242
Instrument	906260

Lender

Name	BANCORPSOUTH
Type	Bank
Address	MADISON, MS 39110

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 24, 2021

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	121 PEPPERTREE LN, MADISON, MS 39110-9613
Document Number	0000819180
Book / Page	003514 / 000627
Instrument Date	Aug 15, 2017
Transaction Type	Mortgage
Record Updated	Sep 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 PEPPERTREE LN MADISON MS 391109613, MADISON, MS 39110-9613

Mortgage

Document Number	0000819180
Date	Aug 23, 2017
Book Page	003514/000627
Instrument	819180

Lender

Name	RENASANT BK
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 22, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,447.00	$29,585 (+5%)	$197,230 (-) Land $55,000 Building $142,230
2024	$3,447.00 (+72.52%)
2023	$1,998.00 Homeowner's exemption	$19,723	$197,230 Land $55,000 Building $142,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	2 (2024–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: NETSPEEDMS.

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