Benton County property record for 122 N Michael St, Lowell, AR 72745
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,419 sqft · built 1999 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $289,900 (Dec 2025) |
| Tax Bill | $2,894 (2026) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage May 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01480-000 |
| Primary APN | 12-01480-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,419 sqft Living Area |
| Gross Area | 1,839 sqft |
| 1st Floor Area | 1,419 sqft |
| Flooring | Carpet |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 18 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 122 N MICHAEL ST |
|---|---|
| City | LOWELL |
| State | AR |
| Zip | 72745-8454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT 07/01/1997 22L-294 |
| Legal Range | 30 |
| Legal Township | 18 |
| Legal Section | 01 |
| Legal Subdivision | SOUTHVIEW SUB PH II-LOWELL |
| Legal Lot Number | 46 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 21406 |
Source: Benton County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 122 N MICHAEL ST, LOWELL, AR 72745-8454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Dec 5, 2025 | Re-recorded Document · FHA Mortgage ARVEST BANK |
| May 6, 2021 | Warranty Deed, Transfer · Conventional Mortgage GENERATIONS BANK |
| Aug 22, 2018 | Warranty Deed, Transfer · FHA Mortgage BANK OF AMERICA |
| May 1, 2018 | Trustee's Deed, Construction Loan · Line of Credit ARMSTRONG BK |
| Jan 12, 2018 | Trustee's Deed, Foreclosure REALTY TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2025 · Amount on Record |
| Deed Sale | Dec 5, 2025 · Amount on Record |
| Prior Sale | May 6, 2021 · Amount on Record |
| Deed Document Number | 202568319 |
| Prior Transfer Date | Apr 2, 2015 |
| Prior Transfer Doc | 2015/41112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Dec 5, 2025 |
| Property Address | 122 N MICHAEL ST, LOWELL, AR 72745-8454 |
| Document Number | L202568319 |
| Map Reference | REC 22L PG 294 |
| Instrument Date | Nov 21, 2025 |
| Instrument | L202568319 |
| Record Updated | Dec 17, 2025 |
| Title Company | MULTIPLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $957.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 307 N WALTON BLVD, BENTONVILLE, AR 72712-5044 |
| Name | Verified Name |
|---|---|
| Address | 122 N MICHAEL ST, LOWELL, AR 72745-8454 |
| Document Number | L202568320 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | L202568320 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Number | L202568321 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | L202568321 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | PO BOX 399, LOWELL, AR 72745 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | May 6, 2021 |
| Property Address | 122 N MICHAEL ST, LOWELL, AR 72745-8454 |
| Document Number | 0000034471 |
| Map Reference | PL 22L PG 297 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 2021034471 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 SEWELL LN, CONWAY, AR 72032-9203 |
| Name | Verified Name |
|---|---|
| Address | 122 N MICHAEL ST, LOWELL, AR 72745-8454 |
| Investor | Possibly a Property Investor |
| Document Number | 0000034470 |
|---|---|
| Date | May 6, 2021 |
| Instrument | 2021034470 |
| Name | GENERATIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Aug 22, 2018 |
| Property Address | 122 N MICHAEL ST, LOWELL, AR 72745-8454 |
| Document Number | 0000044035 |
| Instrument Date | Aug 21, 2018 |
| Instrument | 44035 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $531.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 122 N MICHAEL ST LOWELL AR 727458454, LOWELL, AR 72745-8454 |
| Document Number | 44036 |
|---|---|
| Date | Aug 22, 2018 |
| Instrument | 44036 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 21, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | May 1, 2018 |
| Property Address | 122 N MICHAEL ST, LOWELL, AR 72745-8454 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 21879 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 12, 2019 |
| Title Company | RAINIER TITLE, RTC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1080 THORNRIDGE RD BENTONVILLE AR 727127990, BENTONVILLE, AR 72712-7990 |
| Document Number | 0000021879 |
|---|---|
| Date | May 1, 2018 |
| Instrument | 21879 |
| Name | ARMSTRONG BK |
|---|---|
| Type | Bank |
| Address | SPRINGDALE, AR 72762 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 30, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Jan 12, 2018 |
| Property Address | 122 N MICHAEL ST, LOWELL, AR 72745-8454 |
| Document Number | 0000002087 |
| Instrument Date | Jan 5, 2018 |
| Instrument | 2087 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 22, 2018 |
| Title Company | REALTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $349.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1080 THORNRIDGE RD BENTONVILLE AR 727127990, BENTONVILLE, AR 72712-7990 |
Source: Benton County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Lowell City |
| Unified School District | Rogers Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,894.00 (+31.13%) | $49,992 (-) Land $15,200 Building $34,792 | $249,960 (-) Land $76,000 Building $173,960 |
| 2025 | $2,207.00 (+29.52%) | $49,992 (+56.03%) Land $15,200 Building $34,792 | $249,960 (-) Land $76,000 Building $173,960 |
| 2024 | $249,960 (+56.03%) Land $76,000 Building $173,960 | ||
| 2023 | $1,704.00 | $32,040 Land $7,200 Building $24,840 | $160,200 Land $36,000 Building $124,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | May 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575 |
|---|---|
| Water Source | Purchased surface water from BEAVER WATER DISTRICT |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Right Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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